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  1. Credit Cards
  2. >0% intro APR credit cards

0% intro APR credit cards

A 0% intro APR credit card from Wells Fargo allows you to use your low intro APR to help pay for unexpected expenses or big-ticket purchases. Enjoy low intro APR on purchases during the eligibility period.

0% intro APR credit cards

A 0% intro APR credit card from Wells Fargo allows you to use your low intro APR to help pay for unexpected expenses or big-ticket purchases. Enjoy low intro APR on purchases during the eligibility period.

Choose the credit card that fits your life

  • Credit Card icon All cards (6)
  • Cash back icon Cash back (1)
  • Rewards star icon Rewards (5)
  • Percentage icon 0% intro APR (3)
  • Airplane icon Travel (4)
  • Balance transfer icon Balance transfer (2)
  • No fee icon No annual fee (5)
  • Credit Card icon All cards (6)
  • Cash back icon Cash back (1)
  • Rewards star icon Rewards (5)
  • Percentage icon 0% intro APR (3)
  • Airplane icon Travel (4)
  • Balance transfer icon Balance transfer (2)
  • No fee icon No annual fee (5)

Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch. Apply now on this page to take advantage of these offers.

Learn more about the Wells Fargo Reflect® Card. Opens in the same window.

Reflect® Card

Enjoy our lowest intro APR for 21 months

APR

0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74% or 29.99% variable APR thereafter. Balance transfers made within 120 days from account opening qualify for the introductory rate.

Annual fee

$0

Important Credit Terms
Apply now
Learn more
Learn more about the Wells Fargo Active Cash® Card. Opens in the same window.

Active Cash® Card

Earn unlimited 2% cash rewards on purchases1

Intro offer

$200 cash rewards bonus when you spend $500 in purchases in the first 3 months2

Rewards

Unlimited 2% cash rewards on purchases1

Annual fee

$0

APR

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

Important Credit Terms
Apply now
Learn more
Wells Fargo Autograph℠ Visa Signature card – 20K Bonus points

Autographservice mark℠ Card

Earn 3X points3 for many ways to keep life in motion

Intro offer

For a limited time, earn 30,000 bonus points when you spend $1,500 in purchases within the first 3 months4

Rewards

Unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans3

1X points on other purchases3

Annual fee

$0

APR

0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24% or 29.99% variable APR thereafter.

Important Credit Terms
Apply now
Learn more
Other things you need to know

Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply Now on this page to take advantage of this specific offer.

View credit cardholder agreements

Credit card is subject to credit qualification.

You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.

  1. 1. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Wells Fargo Rewards® Program Terms and Conditions Summary, and Wells Fargo Active Cash Visa® Card Account Addendum for further details. ←back to content

  2. 2. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Wells Fargo Rewards® Program Terms and Conditions Summary, and Wells Fargo Active Cash Visa® Card Account Addendum for details. ←back to content

  3. 3. Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose VISA® merchant code is classified as: Travel: airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages. Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Dining: eating places and restaurants, drinking places, fast food restaurants, and/or caterers. Phone plans: landline and cell phone providers considered telecommunication services. Popular streaming services: cable and other pay television, digital goods, books, movies, music, and continuity/subscription services, as listed at: wellsfargo.com/autographstreaming Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the VISA category codes listed above refer to the Wells Fargo Rewards® Program Terms and Conditions Summary, and Wells Fargo Autograph Visa® Card Account Addendum ←back to content

  4. 4. To qualify for the 30,000 bonus rewards points, a total of at least $1,500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. Refer to the Wells Fargo Rewards® Program Terms and Conditions Summary, and Wells Fargo Autograph Visa® Card Account Addendum for details. ←back to content

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