Say hello to the new Reflect Card

Enjoy our lowest intro APR for up to 21 months
on purchases and qualifying balance transfers

Terms Apply

New Wells Fargo Reflect Visa credit card with chip and contactless tap to pay technology. The maroon card features a vertical gold stripe down the center.

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Check for pre-selected offers Respond to an offer

Wells Fargo Active Cash^SM Card

Earn unlimited 2% cash rewards on purchases¹

Welcome offer:

Earn a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months²

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 14.99%, 19.99% or 24.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

Earn unlimited 2% cash rewards¹
on purchases with no category limitations or quarterly activations

$0 Annual Fee. Wells Fargo Active Cash(SM) card full terms and conditions. Opens in a new window.

Important Credit Terms

Apply Now

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Wells Fargo Reflect^SM Card

Enjoy our lowest and longest intro APR for up to 21 months

Welcome offer:

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the introductory and extension periods. 12.99% to 24.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

$0 Annual Fee. Wells Fargo Reflect card full terms and conditions. Opens in a new window.

Important Credit Terms

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Hotels.com^® Rewards Visa^® Credit Card

Limited time offer! Get closer to unlocking your next escape

Learn more about the Hotels.com Rewards Visa(R) Credit Card

Limited time offer:

Get 2 reward nights worth $250 total (max $125 per night)* when you spend $1,000 in purchases in the first 3 months³

*Excludes taxes and fees. If a night costs less than $125, you won't get the difference.

Collect stamps when you spend & stay:

Collect 1 stamp each time you spend $500 on card purchases⁴
Collect 1 stamp for every night you stay at any eligible property booked on Hotels.com⁵

Collect 10 stamps, get 1 reward night⁶

$0 Annual Fee. Hotels.com Rewards Visa(R) card full terms and conditions. Opens in a new window.

Important Credit Terms

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View credit cardholder agreements

Credit card is subject to credit qualification.

Eligibility for introductory rate(s), fees, and bonus rewards offers

You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance.

You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.

1. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS^TM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards^® Program Terms and Conditions and Addendum for the Wells Fargo Active Cash^SM Card. Opens in a new window. for further details.←back to content Return to Footnote 1
2. To qualify for the $200 cash rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS^TM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards^® Program Terms and Conditions and Addendum for the Wells Fargo Active Cash^SM Card. Opens in a new window. for details.←back to content Return to Footnote 2
3. To qualify for the introductory bonus of two (2) reward nights valued at $125 each (the “bonus reward nights”), a total of at least $1,000 in net purchases (purchases minus returns and credits) must post to your account within 90 days from the date the account is opened. The bonus reward nights will show as redeemable at Hotels.com® 1 – 2 billing periods after they are earned. You must have an open and active Hotels.com Rewards membership in which you are earning stamps in US dollars to receive these bonus reward nights. This offer is limited to two bonus reward nights in total. Hotels.com may charge a redemption fee for each reward night redeemed. This fee will not be charged for Hotels.com® Rewards Visa® Credit Card cardholders if your card account is open at the time of redemption. The redemption value of each bonus reward night is limited to $125 per night. If you choose a reward night room, apartment, or other equivalent accommodation that costs more than $125, you pay the difference and you are responsible for taxes, fees, and other charges. If you choose a room, apartment, or other equivalent accommodation that costs less than $125, the redemption value of the bonus reward night is limited to the cost of the accommodation before taxes, fees, and other charges. You cannot combine the bonus rewards nights’ values or apply the difference to any other reward night. There will be no cash refunds for any residual amounts. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees are not considered purchases and do not earn credit towards this reward. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions. Opens in a new window. for additional details about the program. ←back to content Return to Footnote 3
4. Hotels.com® Rewards Visa® Credit Card cardholders will earn one stamp in the Hotels.com Rewards program for every $500 spent in net purchases (purchases minus returns and credits) using your Hotels.com Rewards Visa Credit Card. You must have an open and active Hotels.com Rewards membership in which you are earning stamps in US dollars in order to earn stamps with your Hotels.com Rewards Visa Credit Card. Hotels.com may charge a redemption fee for each reward night redeemed. This fee will not be charged for Hotels.com Rewards Visa Credit Card cardholders if your card account is open at the time of redemption. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees are not considered purchases and do not earn stamps. If your Hotels.com Rewards membership is closed for any reason and you retain your Hotels.com Rewards Visa credit card, you will no longer earn stamps. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions. Opens in a new window. for additional details. ←back to content Return to Footnote 4
5. You can only redeem your stamps at Hotels.com®. Stamp redemptions may be nonrefundable. Refer to hotels.com/rewards for details. The redemption value of the Hotels.com® Rewards Visa® Credit Card stamps for the purpose of determining your reward night is currently $110 per stamp. The redemption value of a reward night is based on the average of the 10 stamps you earn at Hotels.com from the use of the Hotels.com Rewards Visa Credit Card and from eligible stays booked through Hotels.com (the “reward night”). To learn more about the redemption value of a reward night earned from eligible stays at Hotels.com, refer to hotels.com/rewards for details. You are responsible for taxes, fees, and other charges. If you choose a room, apartment, or other equivalent accommodation that costs more, you pay the difference. If you choose a room, apartment, or other equivalent accommodation that costs less, there will be no remaining redemption value. Hotels.com may charge a redemption fee for each reward night redeemed. This fee will not be charged for Hotels.com Rewards Visa Credit Card cardholders if your card account is open at the time of redemption. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions. Opens in a new window. for additional details. ←back to content Return to Footnote 5
6. When you book and stay 10 nights at a Hotels.com® Rewards eligible property, you will earn one (1) reward night at a Hotels.com® Rewards eligible pre-pay property. The maximum value of the reward night is the average daily rate of your 10 stamps collected, excluding taxes and applicable fees. The value of your reward night does not count towards any taxes or fees. You may pay the difference if you choose a room that costs more than the value of your reward night. Package bookings and bookings made using a coupon do not qualify. Although a $5 redemption fee applies to certain bookings, that fee is waived for Hotels.com® Rewards Visa® Credit Cardholders. See the Terms and Conditions. Opens in a new window. for complete details. ←back to content Return to Footnote 6

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Choose from these great credit cards

Wells Fargo Active CashSM Card

Wells Fargo ReflectSM Card

Hotels.com® Rewards Visa® Credit Card

Other things you need to know

Wells Fargo Active Cash^SM Card

Wells Fargo Reflect^SM Card

Hotels.com^® Rewards Visa^® Credit Card