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credit cards

From cash back, rewards and travel, to low intro APR, find the card that best fits your life.

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Wells Fargo Cash Wise Visa registered trademark Card

Earn unlimited 1.5% cash rewards on everyday purchases

Learn more about the Wells Fargo Cash Wise Visa® card

Welcome offer:

Earn a $150 cash rewards bonus when you spend $500 in purchases in the first 3 months¹

Lowest intro APR for 15 months from account opening on purchases and qualifying balance transfers

Earn unlimited 1.5% cash rewards² on purchases with no category limitations or quarterly activations

$0 Annual Fee. Wells Fargo Cash Wise Visa® card full terms and conditions. Opens in a new window.

Important Credit Terms

Next Step: Apply

Learn More

Wells Fargo Platinum Card

Enjoy our lowest and longest Intro APR

Welcome offer:

0% intro APR for 18 months from account
opening on purchases and qualifying
balance transfers. After that your variable
APR will be 16.49% to 24.49%. Balance
transfers made within 120 days qualify for
the intro rate and fee.

$0 Annual Fee. Wells Fargo Platinum card full terms and conditions. Opens in a new window.

Important Credit Terms

Next Step: Apply

Learn More

Hotels.com registered trademark Rewards Visa registered trademark Credit Card

Get closer to unlocking your next escape with purchases on your card

Learn more about the Hotels.com Rewards Visa® Credit Card

Welcome offer:

Get a reward night worth $125*
when you spend $1,000 in purchases in the first 3 months³ *Excludes taxes and fees. If your reward night costs less than $125, you won't get the difference.

Collect stamps when you spend & stay:

Collect 1 stamp each time you spend $500 on card purchases⁴
Collect 1 stamp for every night you stay at any eligible property booked on Hotels.com⁵

Collect 10 stamps, get 1 reward night⁶

$0 Annual Fee. Hotels.com Rewards Visa® card full terms and conditions. Opens in a new window.

Important Credit Terms

Next Step: Apply

Learn More

Wells Fargo Cash Back College registered trademark Card

Build credit history while you're in college⁷

Learn more about the Wells Fargo Cash Back College® Card

Welcome offer:

3% rewards points earned on up to $2,500 spent in gas, grocery, and drugstore purchases in the first 6 months⁸

Existing Wells Fargo relationship needed to apply online

Earn 1% cash rewards⁸
on purchases

Earn bonus cash rewards
at your favorite stores when you shop our Earn More Mall registered trademark feature⁹

$0 Annual Fee. Wells Fargo Cash Back College® Card full terms and conditions. Opens in a new window.

Important Credit Terms

Next Step: Apply

Learn More

Wells Fargo Visa Signature registered trademark Card

Earn 1X points on purchases and
get 50% more value when
redeemed for airfare¹⁰

Learn more about the Wells Fargo Visa Signature® Card

Welcome offer:

5X rewards points earned on up to $12,500 spent in gas, grocery, and drugstore purchases in the first 6 months¹¹

Lowest Intro APR for 15 months from account opening on purchases and qualifying balance transfers

50% more value when redeemed for airfare.¹⁰ For instance, 20,000 points is a $300 value toward airfare redemption or a $200 value toward cash redemption.

Earn 1X points¹¹
on purchases

$0 Annual Fee. Wells Fargo Visa Signature® card full terms and conditions. Opens in the new window.

Important Credit Terms

Next Step: Apply

Learn More

Wells Fargo Rewards registered trademark Card

Earn 1X points on purchases and enjoy our lowest intro APR

Learn more about the Wells Fargo Rewards® Card

Welcome offer:

5X rewards points earned on up to $12,500 spent in gas, grocery, and drugstore purchases in the first 6 months¹²

Lowest Intro APR for 15 months from account opening on purchases and qualifying balance transfers

Earn 1X points¹²
on purchases – enjoy 5 years to use the points you earn

$0 Annual Fee. Wells Fargo Rewards® card full terms and conditions. Opens in a new window.

Important Credit Terms

Next Step: Apply

Learn More

View credit cardholder agreements

Credit card is subject to credit qualification.

Eligibility for introductory rate(s), fees, and bonus rewards offers

You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo credit card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance.

You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.

1. To qualify for the $150 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1-2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS^TM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® Card. Opens in a new window. for details.←back to content Return to Footnote 1
2. 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the Credit Card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS^TM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® Card. Opens in a new window. for further details.←back to content Return to Footnote 2
3. To qualify for the introductory bonus of one (1) reward night valued at $125 (the “reward night”), a total of at least $1,000 in net purchases (purchases minus returns and credits) must post to your account within 90 days from the date the account is opened. The reward night will show as redeemable at Hotels.com® 1 – 2 billing periods after it is earned. You must have an open and active Hotels.com Rewards membership in which you are earning stamps in US dollars to receive this reward night. This offer is limited to one reward night in total. Hotels.com may charge a redemption fee for each reward night redeemed. This fee will not be charged for Hotels.com® Rewards Visa® Credit Card cardholders if your card account is open at the time of redemption. If you choose a room, apartment, or other equivalent accommodation that costs more than $125, you pay the difference and you are responsible for taxes, fees, and other charges. If you choose a room, apartment, or other equivalent accommodation that costs less than $125, the redemption value of the reward night is limited to the cost of the accommodation before taxes, fees, and other charges. There will be no remaining redemption value associated with this reward night and there will be no cash refund for any residual amounts. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees are not considered purchases and do not earn credit towards this reward. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions. Opens in a new window. for additional details about the Program. ←back to content Return to Footnote 3
4. Hotels.com® Rewards Visa® Credit Card cardholders will earn one stamp in the Hotels.com Rewards program for every $500 spent in net purchases (purchases minus returns and credits) using your Hotels.com Rewards Visa Credit Card. You must have an open and active Hotels.com Rewards membership in which you are earning stamps in US dollars in order to earn stamps with your Hotels.com Rewards Visa Credit Card. Hotels.com may charge a redemption fee for each reward night redeemed. This fee will not be charged for Hotels.com Rewards Visa Credit Card cardholders if your card account is open at the time of redemption. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees are not considered purchases and do not earn stamps. If your Hotels.com Rewards membership is closed for any reason and you retain your Hotels.com Rewards Visa credit card, you will no longer earn stamps. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions. Opens in a new window. for additional details. ←back to content Return to Footnote 4
5. You can only redeem your stamps at Hotels.com®. Stamp redemptions may be nonrefundable. Refer to hotels.com/rewards for details. The redemption value of the Hotels.com® Rewards Visa® Credit Card stamps for the purpose of determining your reward night is currently $110 per stamp. The redemption value of a reward night is based on the average of the 10 stamps you earn at Hotels.com from the use of the Hotels.com Rewards Visa Credit Card and from eligible stays booked through Hotels.com (the “reward night”). To learn more about the redemption value of a reward night earned from eligible stays at Hotels.com, refer to hotels.com/rewards for details. You are responsible for taxes, fees, and other charges. If you choose a room, apartment, or other equivalent accommodation that costs more, you pay the difference. If you choose a room, apartment, or other equivalent accommodation that costs less, there will be no remaining redemption value. Hotels.com may charge a redemption fee for each reward night redeemed. This fee will not be charged for Hotels.com Rewards Visa Credit Card cardholders if your card account is open at the time of redemption. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions. Opens in a new window. for additional details. ←back to content Return to Footnote 5
6. When you book and stay 10 nights at a Hotels.com Rewards® eligible property, you will earn one (1) reward night at a Hotels.com Rewards eligible pre-pay property. The maximum value of the reward night is the average daily rate of your 10 stamps collected, excluding taxes and applicable fees. The value of your reward night does not count towards any taxes or fees. You may pay the difference if you choose a room that costs more than the value of your reward night. Package bookings and bookings made using a coupon do not qualify. Although a $5 redemption fee applies to certain bookings, that fee is waived for Hotels.com® Rewards Visa® Credit Cardholders. See the Terms and Conditions. Opens in a new window. for complete details. ←back to content Return to Footnote 6
7. To qualify for the Wells Fargo Cash Back College registered trademark Card, students must be the age of majority or emancipation in the state of residence; and meet other credit qualifications. Applicants must be able to demonstrate the ability to individually repay their debt. Students with an established credit history may also consider the potential advantages of applying for other Wells Fargo Credit Card products. ←back to content Return to Footnote 7
8. 3% cash rewards (1% base plus 2% bonus) are earned for every $1 spent in net purchases (purchases minus returns/credits) during the first 6 months, from the date the credit card account is opened, at retailers whose merchant code for Visa is classified as grocery stores, drugstores, and gas stations. The maximum amount of bonus cash rewards you can earn under this promotion is $50 (which is $2,500 in net purchases), regardless of how much you purchase or how many transactions you make during the promotional period. Purchases not processed using these merchant codes for Visa mentioned above will not qualify for bonus cash rewards. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus cash rewards. You may not earn bonus cash rewards for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. A 1% cash reward will be earned per $1 spent on other net purchases. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum to the Go Far® Rewards Program Terms and Conditions for the Wells Fargo Cash Back College® Card. Opens in a new window.. ←back to content Return to Footnote 8
9. Participating Merchants of the Earn More Mall® feature control the variability of the offers shown. Bonus rewards are earned on net purchases (purchases minus returns/credits) only. Review the full Earn More Mall feature Terms and Conditions. Opens in new window. for all earning details. ←back to content Return to Footnote 9
10. Flights must be redeemed through Go Far® Rewards. For airline ticket redemptions, the number of points required to be redeemed is equivalent to the ticket costs divided by 0.015, rounded up to the nearest whole point. The points comparison is based on Go Far Rewards cash redemption options, where the number of points required to redeem is equivalent to the ticket cost divided by 0.01. Cash redemption options must be redeemed in $25 increments (currently 2,500 points). Certain restrictions and limitations apply. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Visa Signature® Card. Opens in a new window. for details. ←back to content Return to Footnote 10
11. 5 rewards points (1 base point plus 4 bonus point (s)) are earned for every $1 spent in net purchases (purchases minus returns/credits) during the first 6 months, from the date the credit card account is opened, at retailers whose merchant code for Visa is classified as grocery stores, drugstores, and gas stations. The maximum amount of bonus points you can earn under this promotion is 50,000 (which is $12,500 in net purchases), regardless of how much you purchase or how many transactions you make during the promotional period. Purchases not processed using these merchant codes for Visa mentioned above will not qualify for bonus rewards points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus rewards points. You may not earn bonus rewards points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. One rewards point will be earned per dollar spent on other net purchases. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum to the Go Far® Rewards Program Terms and Conditions for the Wells Fargo Visa Signature® Card for details. Opens in a new window.. ←back to content Return to Footnote 11
12. 5 rewards points (1 base point plus 4 bonus point (s)) are earned for every $1 spent in net purchases (purchases minus returns/credits) during the first 6 months, from the date the credit card account is opened, at retailers whose merchant code for Visa is classified as grocery stores, drugstores, and gas stations. The maximum amount of bonus points you can earn under this promotion is 50,000 (which is $12,500 in net purchases), regardless of how much you purchase or how many transactions you make during the promotional period. Purchases not processed using these merchant codes for Visa mentioned above will not qualify for bonus rewards points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus rewards points. You may not earn bonus rewards points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. One rewards point will be earned per dollar spent on other net purchases. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Rewards® Card. Opens in a new window. for details. ←back to content Return to Footnote 12

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Choose from these great credit cards

Wells Fargo Cash Wise Visa® registered trademark Card

Wells Fargo Platinum Card

Hotels.com® registered trademark Rewards Visa® registered trademark Credit Card

Wells Fargo Cash Back College® registered trademark Card

Wells Fargo Visa Signature® registered trademark Card

Wells Fargo Rewards® registered trademark Card

Other things you need to know

Choose from these great
credit cards

Wells Fargo Cash Wise Visa registered trademark Card

Hotels.com registered trademark Rewards Visa registered trademark Credit Card

Wells Fargo Cash Back College registered trademark Card

Wells Fargo Visa Signature registered trademark Card

Wells Fargo Rewards registered trademark Card