Meet our best cash back credit card ever!
Earn unlimited 2% cash rewards on purchases
with no categories to track or quarterly activations2
0% intro APR for 15 months
from account opening on purchases and qualifying balance transfers. After that your variable APR will be 15.74%, 20.74% or 25.74%. Balance transfers made within 120 days from account opening qualify for the intro rate and fee.
Additional card features
and benefits
Cell phone protection
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). Terms apply.3
Security features
Help keep your account information secure with advanced security features like Voice Verification and 2-step Verification at sign-on.
Wells Fargo Mobile® app
Pay credit card bills and check account activity at home or on the go with the Wells Fargo Mobile® app.4
Zero Liability protection
Built-in protection features ensure that you won't be held responsible for any unauthorized transactions, as long as they're reported promptly.5
Contactless
Tap your card where you see the Contactless Symbol and speed through checkout! wellsfargo.com/tap
Active CashSM Card Awards
How will you redeem your cash rewards?
Discover all the ways you can be rewarded, including these and more!
Redeem for purchases
Redeem your rewards to offset eligible purchases
from your credit card account. Redeem for purchases as little as $1.6
Redeem to account
Redeem your rewards as a
credit to a qualifying Wells Fargo
credit card, checking account, or mortgage.7
Redeem at an ATM
Cash redemption available
in $20 increments when you
use your Wells Fargo ATM
or Debit Card.8
Redeem for gift cards
Find the perfect card for that right occasion. Cards are redeemable in $25 increments.
Pay with Rewards through PayPal
You don't have to limit your choices. Shop at millions of online stores and redeem your rewards when you checkout with PayPal.9
Exceptional Visa Signature® privileges
Enjoy these additional benefits with your Wells Fargo Active CashSM card
Concierge service, 24/7
Your Wells Fargo Visa Signature® card provides
complimentary concierge10 service that can help you enjoy the
things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year
for your travel, dining and entertainment needs.
Luxury Hotel Collection
Enjoy a premium collection of benefits at a selection of
the world’s most intriguing and prestigious properties.
Learn more about the Visa Signature Hotel Collection
at VisaSignatureHotels.com11
See how Active CashSM
stacks up to the competition
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![]() Wells Fargo
Active CashSM |
1 of 3
![]() Citi®
Double Cash |
2 of 3
![]() Discover It®
Cash Back |
3 of 3
![]() Capital One
Quicksilver Rewards |
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2% Unlimited earn on purchases2 |
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Cash rewards |
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No categories to track |
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Redeem for purchases as little as $16 |
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— not available |
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Welcome bonus |
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— not available |
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Intro APR on purchases |
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Intro APR on balance transfers |
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Chart reflects a comparison of card benefits and does not reflect promotional offers that may be presented time to time.
Third party trademarks are the property of their respective owners. References in this ad to other third party trademarks are not intended to imply endorsement of affiliation with such other trademark owners. Benefits comparison based on the products listed and the Wells Fargo Active CashSM Card as of 02/01/2022. Citi® Double Cash benefits obtained at www.citi.com, Discover it® Card benefits obtained at www.discover.com, Capital One Quicksilver benefits obtained at www.capitalone.com.
Cash Back Credit Card FAQs
If you're a primary or secondary Visa® cardholder, you may be eligible to switch your credit card to better fit your needs. No need to submit another application, undergo a credit check, or change your account number. Here's how:
- Sign on to your account
- Select your current credit card
- Laptop or tablet: Go to your card details page, and select Switch My Credit Card in the right-hand menu.
- Mobile device: Go to your card details page, and select Switch My Credit Card under the Manage Account tab.
You'll receive a new card in the mail and any rewards balance will transfer to the new card.
You can request a balance transfer when you submit a credit card application, which will be subject to approval. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.
Yes, typically there is a balance transfer fee associated with the Wells Fargo Active Cash Card. Please refer to the Important Credit Terms for the most current rate and fee information.
It can take up to 14 days to post a balance transfer to your credit card account.
We call this a Foreign Currency Conversion fee. There is a 3% fee for each foreign transaction amount converted to U.S. dollars. Please refer to the Important Credit Terms for the most current rate and fee information.
The Active Cash Card has been awarded accolades by Nerdwallet, Money.com, Wallethub, and The Ascent, a Motley Fool service including, Best Credit Card for Simple Cash Back, Best Cash Back Credit Card, Best Overall Credit Card for Cash Back, and Best No Annual Fee Cash Back Credit Card.
©2017-2022 and TM, NerdWallet, Inc.