![Wells Fargo Active Cash Visa® Card with chip and contactless tap to pay technology.](/W-Card-MarketPlace/v8-14-24-1/images/Products/ActiveCash/WF_ActiveCash_VS_Collateral_Front_RGB.png)
![Wells Fargo Active Cash Visa® Card with chip and contactless tap to pay technology.](/W-Card-MarketPlace/v8-14-24-1/images/Products/ActiveCash/WF_ActiveCash_VS_Collateral_Front_RGB.png)
Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch.
Apply now on this page to take advantage of these offers.
Meet our best cash back credit card ever!
Earn unlimited 2% cash rewards on purchases
with no categories to track or quarterly activations2
0% intro APR for 12 months
from account opening on purchases and qualifying balance transfers. After that your variable APR will be 20.24%, 25.24% or 29.99%. Balance transfers made within 120 days qualify for the intro rate and fee.
Additional card
features and benefits
Cellular Telephone Protection
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.3
Auto Rental Collision Damage Waiver
Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.4
Travel Emergency Assistance Services
Available for covered Wells Fargo cardholders. Count on emergency assistance while traveling anywhere in the world. To learn more, call 1-800-992-6029. If you are outside the U.S., you can call collect: 1-804-673-1675.5
Roadside Dispatch
Available whenever you're in need of a tow - for eligible Wells Fargo cardholders 24/7 with no membership required. To learn more call 1-800-847-2869.6
Emergency Cash Disbursement and Card Replacement
Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval.
Any cash advance fees and interest charges that are associated with your credit card account would apply.7
My Wells Fargo Deals
Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It’s an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.8
Zero Liability Protection
Built-in protection features ensure that you won't be held responsible for unauthorized transactions, as long as they're reported promptly.9
Credit Close-Upservice mark
With Credit Close-Upservice mark you own the skills to help understand and track your FICO® Score, raise it, or maintain it. Enroll to receive monthly FICO® Score updates and personalized credit insights. It’s complimentary to Wells Fargo Online® customers and using it won’t negatively affect your score.10 For additional information, visit wellsfargo.com/ficoscore.
Active Cash® Card Awards
![N NerdWallet Best-Of Awards 3X Winner](/W-Card-MarketPlace/v8-14-24-1/images/Products/ActiveCash/nerdwallet_3Xwin_logo.png)
NerdWallet
2022, 2023 & 2024 Best Credit Card for Simple Cash Back
©2017-2022 and ™, NerdWallet, Inc. All Rights Reserved
![the ascent A MOTLEY FOOL SERVICE BEST CREDIT CARDS ‘22-’23](/W-Card-MarketPlace/v8-14-24-1/images/Products/ActiveCash/TheAscent.png)
The Ascent, a Motley Fool Service
2023 Best No Annual Fee Credit Card
2022 Best Cash Back Card Overall
2022 Best No Annual Fee Cash Back Credit Card
2022 Best New Credit Card Launch
![BankRate AWARDS 2024 BEST CREDIT CARD FOR FLAT-RATE CASH BACK](/W-Card-MarketPlace/v8-14-24-1/images/Products/ActiveCash/bankrate_badge.png)
Bankrate
2024 Best Credit Card for Flat-Rate Cash Back
![RATED Buyside FROM THE WALL STREET JOURNAL 2024 Best Cash Back Rewards Credit Card Best Overall Cash Back Card](/W-Card-MarketPlace/v8-14-24-1/images/Products/ActiveCash/WSJ_Buyside_Badge.png)
WSJ Buy Side
2024 Best Cash Back Rewards Credit Card
2024 Best Overall Cash Back Card
How will you redeem your cash rewards?
Discover all the ways you can be rewarded, including these and more with Wells Fargo Rewards®.
Redeem for purchases
Redeem your rewards to offset eligible purchases from your credit card account. Redeem for purchases as little as $1.11
Redeem to account
Redeem your rewards as a
credit to a qualifying Wells Fargo
credit card, checking account, or mortgage.12
Redeem at an ATM
Cash redemption available
in $20 increments when you
use your Wells Fargo ATM
or Debit Card.13
Redeem for gift cards
Find the perfect gift card for that right occasion. Gift cards are redeemable in many amounts, including popular $25 increments.
Pay with Rewards through PayPal
You don't have to limit your choices. Shop at millions of online stores and redeem your rewards when you checkout with PayPal.14
Exceptional Visa
Signature® privileges
Enjoy these additional benefits with your Wells Fargo Active Cash® card
Visa Signature® Concierge service
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.15
Visa Signature® Luxury Hotel Collection
Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties.
Learn more about the Visa Signature Hotel Collection at VisaSignatureHotels.com16
Review how Active Cash® stacks up to the competition
Card Benefits |
Wells Fargo
Active Cash® |
1 of 3
Citi®
Double Cash |
2 of 3
Discover It®
Cash Back |
3 of 3
Capital One
Quicksilver Rewards |
---|---|---|---|---|
2% Unlimited earn on purchases2 |
|
— not available |
— not available |
— not available |
Cash rewards |
|
— not available |
|
|
No categories to track |
|
|
— not available |
|
Redeem for purchases as little as $111 |
|
— not available |
|
|
Welcome bonus |
|
|
— not available |
|
Intro APR on purchases |
|
— not available |
|
|
Intro APR on balance transfers |
|
|
|
|
Chart reflects a comparison of card benefits and does not reflect promotional offers that may be presented time to time.
Third party trademarks are the property of their respective owners. References to other third party trademarks are not intended to imply endorsement or affiliation with such other trademark owners. Benefits comparison based on the products listed and the Wells Fargo Active Cash® Card as of 07/26/24. Competitor data is subject to change without notice.
Active Cash® Credit Card FAQs
If you’re a primary or secondary Visa® cardholder, you may be eligible to switch your credit card to better fit your needs. No need to submit another application, undergo a credit check, or change your account number. Note that if you switch products, you will not receive a new rewards bonus offer or new introductory annual percentage rates. Follow the steps below to switch:
- Sign on to your account
- Select your current credit card
- Desktop, laptop and tablet: Go to your card details page and select Switch My Credit Card in the right hand menu.
- Mobile browser: Go to your card details page; in the top navigation, swipe left and select More, and then select Switch My Credit Card.
- Wells Fargo Mobile app: Select your card and then go to the Manage Account tab and tap Switch My Credit Card.
You’ll receive a new card in the mail and any rewards balance will transfer to the new card.
You can request a balance transfer when you submit a credit card application, which will be subject to approval. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.
Yes, typically there is a balance transfer fee associated with the Wells Fargo Active Cash Card. Please refer to the Important Credit Terms for the most current rate and fee information.
It can take up to 14 days to post a balance transfer to your credit card account.
There is a 3% fee for each foreign transaction amount converted to U.S. dollars. Please refer to the Important Credit Terms for the most current rate and fee information.
The Active Cash Card has been awarded accolades by WSJ Buy Side, Bankrate, Nerdwallet, Wallethub, and The Ascent, a Motley Fool service including, Best Cash Back Rewards Credit Card, Best Credit Card for Flat-Rate Cash Back, Best Credit Card for Simple Cash Back, Best Overall Credit Card for Cash Back, and Best No Annual Fee Cash Back Credit Card.
©2017-2022 and TM, NerdWallet, Inc.