Wells Fargo Attune® Card

Footnote 1. To qualify for the $100 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The cash rewards bonus will show as redeemable within 1 – 2 billing periods after they are earned. “Purchases” that do not apply to this offer and do not earn cash rewards: cash advances and equivalents of any kind (ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, peer-to-peer purchases, and wire transfers); balance transfers including the use of SUPERCHECKS; disputes, illegal actions, and violations (disputed or illegal purchases or purchases that violate the terms of your agreements); fees and interest of any kind (returned payment fees, monthly or annual fees); gambling transactions (bets or wagers transmitted over the internet, casino gaming chips, lottery tickets or off-track wagers). Cash advances and balance transfers may affect the credit line available for this offer. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Attune World Elite Mastercard® Addendum for more information about the rewards program.

Additionally, for applications submitted between June 5, 2024, and December 31, 2025, and subsequently approved, Wells Fargo will donate $50 to Capital Link when you qualify for the $100 bonus cash rewards. Wells Fargo will donate a minimum of $250,000 to Capital Link to support Federally Qualified Health Centers and clean energy resiliency programs designed to ensure continuity of medical services for patients during and after extreme weather events. Donations from this campaign are not tax deductible. Learn more about Capital Link at www.caplink.org ←back to content

Footnote 2. 4% cash rewards (1% base plus 3% bonus) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose merchant category codes include: Select Sports, Recreation, and Entertainment (gardening and floral stores, campgrounds, sports supplies, movie theaters, live shows and sporting events, amusement parks, tourist attractions, and pet supplies, boarding, and grooming); Self-care (gym memberships, massages, hair and nail salons) and Planet-Friendly purchases (public transportation, electric vehicle charging stations and select secondhand stores). Purchases not processed using the merchant category codes mentioned above will not qualify for bonus cash rewards. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus cash rewards. Other purchases: 1% cash rewards will be earned per $1 spent on other net purchases. Cash equivalents do not earn cash rewards. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the merchant category codes listed above, refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Attune World Elite Mastercard® Addendum for more information about the rewards program. Refer to www.wellsfargo.com/attunebonus for more details on eligible purchases that qualify for the above bonus cash rewards. ←back to content

Footnote 3. Cellular Telephone Protection can reimburse the Wells Fargo Attune^® cardholder for damage to, theft of, or involuntary and accidental parting of a cell phone. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Reimbursement is limited to the cost to repair or replace your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Each approved claim has a benefit limit of $600. This benefit does not cover cell phones that are lost (i.e., mysteriously disappear). This protection is only available when cell phone bills are paid with a Wells Fargo Attune^® card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from a card that is linked to a Line of Credit. Eligible cell phones are the lines listed on your most recent cellular wireless service provider’s monthly billing statement for the billing cycle prior to when the incident occurred. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following the payment of your first cell phone billing using your Wells Fargo Attune^® card and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Attune^® card. This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection, refer to the Wells Fargo Attune World Elite Mastercard® Guide to Benefits.

Note:
Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your Wells Fargo Attune^® card to get up to $600 protection. ←back to content

Footnote 4. Certain terms, conditions, and exclusions apply. When in the United States, contact your card issuer directly for account information and 1-800-307-7309 for Mastercard Global Service. When traveling outside the U.S., call Mastercard Global Service collect at 1-636-722-7111 to access your card issuer for account information or to access any of your card benefits. Please review the Wells Fargo Attune World Elite Mastercard® Guide to Benefits for details. ←back to content

Footnote 5. Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Iris^® Powered by Generali. Please review the Wells Fargo Attune World Elite Mastercard® Guide to Benefits for details, or call 1-800-Mastercard (1-800-627-8372). ←back to content

Footnote 6. You won't be held responsible for promptly reported unauthorized transactions, subject to certain conditions. For more information, please review the applicable Consumer Credit Card Customer Agreement and Disclosure Statement. ←back to content

Footnote 7. Coverage provided by this benefit is secondary. In order for coverage to apply, you must pay for all of the cost to rent the car with your eligible Wells Fargo Attune^® Credit Card and/or rewards program associated with your covered account. Cardholder must decline coverage from the rental company to be eligible for this benefit. Certain vehicles are not covered. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Attune World Elite Mastercard® Guide to Benefits for details. ←back to content

Footnote 8. This benefit may be subject to change without prior notice. Please visit www.mastercard.us/worldelite or call 1-800-Mastercard (1-800-627-8372) for the latest benefit information. ←back to content

Footnote 9. Certain terms, conditions, and exclusions apply. Visit travel.mastercard.com/product/terms for the latest benefit information and terms & conditions. Mastercard Travel & Lifestyle Services are provided by a third party. No travel bookings are being made by Mastercard, nor is Mastercard acting as a travel agency or providing any travel consultation or advice, in connection with Mastercard Travel & Lifestyle Services. Please review the Wells Fargo Attune World Elite Mastercard® Guide to Benefits for details, or call 1-855-802-1387. ←back to content

Footnote 10. Online Statements require Adobe® Acrobat® PDF reader. For credit card accounts, Online Statements are available to view and download for up to 2 years. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. ←back to content

Footnote 11. You must activate a deal and use your eligible card to make purchases directly with the merchant providing the deal by the expiration date. Purchases must satisfy all the requirements in the My Wells Fargo Deals Terms and Conditions and the Deal Terms in order to qualify for the deal. Cash back will not be earned on any portion of a purchase transaction that is paid for with store credit, gift certificates, or other payment types. If you pay using a digital wallet or through a third-party provider, or if the merchant uses a mobile or wireless card reader to process your payment, you may not have fulfilled the requirements to redeem the deal and receive the cash back. Cash-back transactions will appear in the form of an account credit on the eligible card account within 60 days of the qualifying transaction posting to your account. Account credits may be reversed if a qualifying purchase is returned or canceled. Refer to the My Wells Fargo Deals Terms and Conditions for details applicable to all eligible cards. ←back to content

Footnote 12. You must be a Wells Fargo account holder of an eligible Wells Fargo consumer account with a FICO^® Score available, and enrolled in Wells Fargo Online. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICO^® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.

Wells Fargo and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo and Fair Isaac don’t provide credit repair services or advice or assistance with rebuilding or improving your credit record, credit history, or credit rating. ←back to content

Footnote 13. Redeem for Purchases allows you to redeem your Wells Fargo Rewards^® online for a statement credit to your eligible Wells Fargo credit card account. To be eligible for Redeem for Purchases, transactions must be $1 or more and you must have enough rewards to redeem for the entire amount of the transaction. Statement credits are applied to your outstanding balance and you are still required to make any payment due on your account. Rewards redeemed for purchases will be deducted from your rewards account balance immediately and all rewards redemptions are final. Statement credits will post to your account in 5 – 7 business days. Redeem for Purchases is offered subject to the Wells Fargo Rewards Program Terms and Conditions and the Addendum for the Wells Fargo Attune^® Card. For additional details visit Wells Fargo: Rewards Terms, and select Wells Fargo Attune^® Card from the drop down. Select “+ Redeeming Rewards” and navigate to the Redeem for Purchases section. ←back to content

Footnote 14. Pay with Rewards (“PWR”) feature allows you to redeem your available Wells Fargo Rewards^® (”rewards”) online through participating PWR merchants toward qualifying purchase transactions with your eligible Wells Fargo credit card (“card”) account. To be eligible for PWR feature, cardholders must first verify the PWR sharing preference setting is enabled. This preference can be set at any time by going to Pay with Rewards Preferences. When your PWR sharing preference is enabled, all cardholders who use and have access to your card, including authorized users on your card, will be able to view and redeem the rewards associated with that card through the PWR feature when the card is provided by you or your authorized users to a PWR merchant. Rewards are not earned on any portion of a transaction redeemed through the PWR feature. Transactions qualifying as eligible for PWR redemption may change at any time and without notice. Rewards redeemed through PWR will be deducted from your rewards account balance immediately and all PWR redemptions are subject to the Return/Cancelation Policy of the merchant. Refer to the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Attune World Elite MasterCard®, the participating PWR merchant User Agreement, and the Pay with Rewards Terms and Conditions for more details. ←back to content

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