Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch. Apply now on this page to take advantage of these offers.
ON THE 1st OF EACH MONTH2
Earn 6X points on dining, 4X points on travel, and 2X points on other purchases (except rent).*
MOST VALUABLE REWARDS
Bilt Points ranked as the most valuable rewards points (above Amex Membership Rewards and Chase Ultimate Rewards), by Bankrate.com
NO-ANNUAL-FEE CREDIT CARD
Winner of The Points Guy 2023 Readers’ Choice Awards for “Best No-Annual-Fee Credit Card”
1X POINTS ON RENT
PAYMENTS WITHOUT THE TRANSACTION FEE.1
Finally you can pay rent and get rewarded without the transaction fee.Example:
Rent transaction fee (3%)
Waived for you as a Bilt cardholder
old price $60
Even if your property only accepts
checks, you can still pay with your credit
card through the Bilt app and we’ll send
a check on your behalf.
2X POINTS ON TRAVEL1
Elevate the way you travel.
Earn 2X points on travel booked directly with airlines, hotels, cruise lines, and car rental agencies.
TRAVEL BENEFITS AND FEATURES:
Offers up to $5,000 reimbursement for a non-refundable passenger fare if your trip is interrupted or canceled for a covered reason, when your passenger fare is booked with your Bilt Mastercard®.3
Get reimbursed for expenses incurred, including meals, when your trip is delayed more than six hours due to covered reasons like inclement weather, mechanical breakdown of the common carrier or air traffic control delays.4
Receive auto coverage for covered damages due to collision or theft for most rental cars when you pay for the rental transaction with the Bilt Mastercard.5
When you use your card for travel, you won’t pay a foreign currency conversion fee for purchases converted to U.S. dollars.
Take 3 rides in one calendar month, get a $5 Lyft credit with your Bilt Mastercard®.6
3X POINTS ON DINING1
Dine like a royal and earn 3X points whether you’re at your favorite restaurant, lounge, or ordering in.
DINING BENEFITS AND FEATURES:
Whether you need hard-to-find dinner reservations, the perfect last-minute gift or insider hotel recommendations, the World Elite Mastercard Concierge will work behind the scenes on your behalf — anywhere in the world.
1X POINTS ON OTHER PURCHASES1
And it doesn’t stop there.
ADDITIONAL PREMIUM BENEFITS
Pay your monthly cell phone bill with your Bilt Mastercard®, you'll get up to $800 of protection (subject to $25 deductible) against covered damage or theft.7
Purchases made with your Bilt Mastercard® may be covered for theft or damage within the first 90 days from the date of purchase, up to $10,000 per claim.8
GET SMARTER WITH
Protect your available credit
With BiltProtect you can pay rent without using your available credit. We connect to your bank account and pull funds directly to pay off any rent charges on your card statement within 48 hours (kind of like a debit transaction). That way you can earn points on rent payments without using up your available credit.9
Use your points for all your favorite Bilt Rewards redemptions.
Points earned with the Bilt Mastercard® will also count towards your Bilt Rewards status.
Transfer your points 1:1 to one of our many world-class partners.
Rent and down payment
Use your Bilt points to cover your next month’s rent payment or save your points and put them towards a down payment - with the first rewards program of its kind to let you redeem rewards points towards homeownership.
We’ve partnered with the nation’s top group fitness classes so you can redeem your points for some of the most popular classes – starting at just 1,600 points a class.
The Bilt Collection
With the Bilt Collection, you’ll have exclusive access to our hand-curated catalogue of art, decor, and apparel — all inspired by that month’s featured artist.
“If you’re looking for a way to earn rewards on rent payments, this card is the obvious choice. It not only earns points on rent, but also waives the fees that typically come with paying rent with a credit card.”
“For any renter, the Bilt Rewards program and Bilt Rewards Mastercard® is a no-brainer. Bilt allows you to capitalize on the routine rent payments you already make each month by earning points.”
“In an industry where lots of credit cards share many of the same features, the Bilt Mastercard is a rare product that has a compelling feature that no other card is currently able to offer."