Business credit cards
Earn rewards for your business purchases, including supplies and equipment, with a Wells Fargo business credit card. Add employee cards to earn even more rewards while you manage and keep track of business expenses.
Business credit cards
Earn rewards for your business purchases, including supplies and equipment, with a Wells Fargo business credit card. Add employee cards to earn even more rewards while you manage and keep track of business expenses.
Choose the credit card that fits your life
Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now to take advantage of these offers.
Explore our business credit card
Intro offer
$500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months1
Rewards
Unlimited 2% cash rewards on purchases made for your business with no categories to track, and no limit to the amount of rewards you can earn2
Annual fee
APR
0% intro APR for 12 months from account opening on purchases. 16.74% - 24.74% variable APR thereafter.
Business Credit Cards FAQs
The ability to earn rewards with your business credit card depends on your card’s terms. Some business credit cards offer cash back. Others may provide options to earn loyalty miles or points programs for specific airlines or hotels.
Some business credit cards have annual fees, and others do not. The cards with annual fees are usually premium cards with higher rewards-earning potential and additional perks like airport lounge access or free checked bags. However, business credit cards without an annual fee will have their own benefits and rewards.
Many business credit cards allow you to add several employee cards to your account. The primary account holder has full control of and responsibility for the account, and employees can use their cards for business-related expenses. The main account holder can typically set controls and spending limits on the employee cards.
Business credit cards differ from personal credit cards by offering features more tailored to business owners. For example, business cards typically have a higher credit limit to account for bigger purchases, such as merchandise or new office equipment. These cards may also provide business owners with apps or programs to monitor employee spending, set spending limits, and track expenses.
Yes, some business credit cards offer rewards programs tailored to business expenses, such as office supplies, shipping, and advertising. Many business credit cards also offer rewards for spending on travel, restaurants, gas, and other typical categories.
