Signify Business Cash®
2%
UNLIMITED
Earn unlimited 2% cash rewards
on purchases for your business –
without caps or spending categories.1
$0
ANNUAL FEE
No Annual Fee
This card does not have an annual fee.
12
MONTHS
0% introductory APR
for 12 months from account opening. After that your variable APR will be 17.49% – 25.49%

EARN A $500
CASH REWARDS BONUS
when you spend $5,000 in purchases for
your business in the first 3 months.2
Don't miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone, or in a branch. Apply now on this page to take advantage of these offers.
2%
UNLIMITED
Earn unlimited 2% cash rewards
on purchases for your business –
without caps or spending categories.1
$0
ANNUAL FEE
No Annual Fee
This card does not have an annual fee.
12
MONTHS
0% introductory APR
for 12 months from account opening. After that your variable APR will be 17.49% – 25.49%
Calculate your
earning potential
Simply enter your monthly business credit card purchases to see how much cash rewards you could earn in a year.
Yearly cash rewards earning potential
This tool is for illustration and educational purposes only.
Features and benefits designed for the way you do business
Redeem to account
Apply your cash rewards as a statement credit to eligible accounts and bring down your balance.3
Redeem for travel
Use your rewards to pay for flights, lodging, rental cars, and more for your next business trip.
Redeem for gift cards
Convert your cash rewards into gift cards from a variety of online and in-person merchants.
Wells Fargo Mobile® app
Enjoy the freedom and convenience of secure account access — wherever business takes you.5
Digital wallets
Add your Signify Business Cash® Card to your device’s digital wallet for quick, secure payments.7
Recurring payments
Set your card as the default payment method for regular business expenses & watch your rewards add up.8
Zero Liability Protection
Built-in protection features ensure that you won’t be held responsible for unauthorized transactions, as long as they’re reported promptly.9
Mastercard ID Theft Protection™
Detection and protection against identity theft, including monitoring, alerts, and expert resolution 24/7/365. Enrollment is required.10
Mastercard Business Assistant
Efficient & expert assistance, 24/ 7 — from arranging business travel or meetings, to recommending restaurants or office equipment upgrades.11
Priority Pass™
Complimentary membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.12
Worldwide Automatic Common Carrier Travel Accident Insurance
Get Travel Accident Insurance protection of up to $250,000 when you purchase your airline or other common carrier ticket with your eligible credit card.13
MasterRental Insurance Coverage
Drive with extra confidence when traveling for business, here or abroad, knowing you're protected against damage to, or theft of, a vehicle rented using your Signify Business Cash® Card.14
Signify Business Cash® Card FAQs
A business credit card is a card designed specifically for business purposes. It functions like a regular credit card, but it is issued to a company or business instead of an individual. It allows businesses to make purchases, manage funds, and separate personal and business expenses.
To get a business credit card, you’ll need to supply both personal and business information and documentation. On the personal side, you must share your contact information as well as your Social Security number or ITIN. For the business side, you must provide your business’s legal name, address, and contact details and employer identification number (EIN) if you have one. We’ll also need some basic information about anyone who owns 25% or more of the business including name, address and SSN or other government issued ID number.
You can apply for a business credit card online or in person. To apply online, start here Or, you can make an appointment at your local Wells Fargo branch.
There is a $0 annual fee for the Signify Business Cash® Card by Wells Fargo.
The cash rewards you earn do not expire as long as your account is open.
You can add employee cards to Signify Business Cash® at no additional cost.4 Employee cards offer convenience while also helping you manage and keep track of business expenses. Employee cardholders can also use the Wells Fargo Mobile® app to track their credit usage when they’re on the go.
The Signify Business Cash® Card by Wells Fargo is loaded with features, and there’s $0 annual fee to own the card. Here’s a look at some of the perks:
You will earn unlimited 2% cash rewards1 on purchases made for your business.
Yes. Current Business Platinum or Business Elite Signature credit card customers (including those accounts that have been converted to either a Signify Business Essential or a Signify Business Elite) can apply for a new Signify Business Cash® Card and have both (even if using the same TIN/EIN for both).
Some important items to note:
- A single company cannot have more than one Signify Business Cash® Card account, even if different owners apply separately.
- A 'product switch' is not an available feature for Signify Business Cash®. Customers who want the Signify Business Cash® Card need to apply.