Meet our best cash back credit card ever!

Earn unlimited 2% cash rewards on purchases

with no rewards category limitations or quarterly activations2

0% intro APR for 15 months

from account opening on purchases and qualifying balance transfers. After that your variable APR will be 14.99%, 19.99% or 24.99%. Balance transfers made within 120 days from account opening qualify for the intro rate and fee.

Important Credit Terms Wells Fargo Active Cash Visa® full terms and conditions. Opens in a new window.

Additional card features
and benefits

Cell phone protection

Get up to $600 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). Terms apply.3

Security features

Help keep your account information secure with advanced security features like Voice Verification and 2-step Verification at sign-on.

Wells Fargo Mobile® app

Pay credit card bills and check account activity at home or on the go with the Wells Fargo Mobile® app.4

Zero Liability protection

Built-in protection features ensure that you won't be held responsible for any unauthorized transactions, as long as they're reported promptly.5


Tap your card where you see the Contactless Symbol and speed through checkout! Opens in a new window.

Control Tower®

Get simple, secure, and centralized access to your Wells Fargo cards and account information, so you can easily view, manage, and monitor your digital financial footprint from a single location.

Active CashSM Card Awards


WalletHub's 2021 Best award
“Best Cash Back Credit Card” - Best Cash Back
Credit Cards of
2021 -
“Best for Flat-Rate Rewards”

How will you redeem your cash rewards?

Discover all the ways you can be rewarded, including these and more!

Redeem for purchases

Redeem rewards to offset
eligible purchases made on your
credit card account. Redeem for
purchases as little as $1.6

Redeem to account

Redeem your rewards as a
credit to a qualifying Wells Fargo
credit card, checking account,
or mortgage.7

Redeem at an ATM

Cash redemption available
in $20 increments when you
use your Wells Fargo ATM
or Debit Card.8

Redeem for gift cards

Find the perfect card for
that right occasion.
Cards are redeemable in
$25 increments.

Pay with Rewards
through PayPal

You don't have to limit your choices. Shop at millions of online stores
and redeem your rewards when you check out with PayPal.9

Exceptional Visa Signature® privileges

Enjoy these additional benefits with your Wells Fargo Active CashSM card

Concierge service, 24/7

Your Wells Fargo Visa Signature® card provides
complimentary concierge10 service that can help you enjoy the
things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year
for your travel, dining and entertainment needs.

Luxury Hotel Collection

Enjoy a premium collection of benefits at a selection of
the world’s most intriguing and prestigious properties.

Learn more about the Visa Signature Hotel collection
at VisaSignatureHotels.com11

Apply for the Wells Fargo Active Cash(SM) card.

Wells Fargo Active CashSM Card

Earn a $200 cash rewards bonus

when you spend $1,000 in purchases in the first 3 months.1