Wells Fargo Active Cash^SM Card

Earn a $200 cash rewards bonus

when you spend $1,000 in purchases in the first 3 months¹

Plus, earn unlimited
2% cash rewards on purchases²

$0 Annual Fee. Wells Fargo Active Cash Visa® card full terms and conditions. Opens in a new window.

Important Credit Terms

Next Step: Apply

Meet our best cash back credit card ever!

Earn unlimited 2% cash rewards on purchases

with no rewards category limitations or quarterly activations²

0% intro APR for 15 months

from account opening on purchases and qualifying balance transfers. After that your variable APR will be 14.99%, 19.99% or 24.99%. Balance transfers made within 120 days from account opening qualify for the intro rate and fee.

Important Credit Terms

Additional card features
and benefits

Cell phone protection

Get up to $600 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). Terms apply.³

Security Features

Help keep your account information secure with advanced security features like Voice Verification and 2-step Verification at sign-on.

Wells Fargo Mobile® app

Pay credit card bills and check account activity at home or on the go with the Wells Fargo Mobile® app.⁴

Zero liability protection

Built-in protection features ensure that you won't be held responsible for any unauthorized transactions, as long as they're reported promptly.⁵

Contactless

Tap your card where you see the Contactless Symbol and speed through checkout! wellsfargo.com/tap

Control Tower®

Get simple, secure, and centralized access to your Wells Fargo cards and account information, so you can easily view, manage, and monitor your digital financial footprint from a single location.

How will you redeem your cash rewards?

Discover all the ways you can be rewarded, including these and more!

Redeem for purchases

Redeem rewards to cover recent eligible purchases made on your credit card. Redeem for purchases as little as $1.⁶

Redeem to account

Redeem your rewards as a
credit to a qualified Wells Fargo
mortgage, loan or credit
product account.⁷

Redeem at an ATM

Cash redemption available
in $20 increments when you
use your Wells Fargo ATM
or Debit Card.⁸

Redeem for gift cards

Browse gift cards from all
your favorite retailers.
Choose the perfect card for
that special occasion.

Redeem rewards via desktop, mobile, phone, ATM, or in-branch — cash redemption options available may vary.

For additional information on redeeming your credit card cash rewards, visit wellsfargo.com/rewards. Opens in a new window.

Exceptional Visa Signature^® privileges

Enjoy these additional benefits with your Wells Fargo Active Cash^SM card

Concierge service, 24/7

Your Wells Fargo Visa Signature® card provides
complimentary concierge⁹ service that can help you enjoy the
things you love. Simply pick up the phone to call Visa Signature Concierge. Opens in a new window.. We are available 24 hours a day, 365 days a year
for your travel, dining and entertainment needs.

Luxury Hotel Collection

Enjoy a premium collection of benefits at a selection of
the world’s most intriguing and prestigious properties.

Learn more about the Visa Signature Hotel collection
at VisaSignatureHotels.com. Opens in a new window.¹⁰

Apply for the new Wells Fargo Active Cash card.

Wells Fargo Active Cash^SM Card

Earn a $200 cash rewards bonus

when you spend $1,000 in purchases in the first 3 months.¹

Active Cash^SM Card

Important Credit Terms. Wells Fargo Active Cash Visa® full terms and conditions. Opens in a new window.

Next Step: Apply

Read the Wells Fargo Active Cash Visa Card Agreement. Opens in a new window. and the Visa Guide to Benefits (PDF). Opens in a new window. to learn more.

Credit card is subject to credit qualification.

Eligibility for introductory rate(s), fees, and bonus rewards offers

You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance.

You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.

1. To qualify for the $200 cash rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Active Cash^SM Card. Opens in a new window. for details. ←back to content Return to Footnote 1
2. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS trademark , cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Active Cash^SM Card. Opens in a new window. for further details. ←back to content Return to Footnote 2
3. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12 month period. Each approved claim has a benefit limit of $600. This benefit does not cover cell phones that are lost (i.e. disappear without explanation). This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection www.wellsfargo.com/ctp.

Note:
Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. ←back to content Return to Footnote 3
4. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. ←back to content Return to Footnote 4
5. You won't be held responsible for any promptly reported unauthorized transactions. For more information, please review the applicable Consumer Credit Card Customer Agreement and Disclosure Statement. Opens in a new window.. ←back to content Return to Footnote 5
6. Redeem for Purchases allows you to redeem your Go Far® Rewards online for a statement credit to your eligible Wells Fargo credit card account. To be eligible for Redeem for Purchases, transactions must be $1 or more and you must have enough rewards to redeem for the entire amount of the transaction. Statement credits are applied to your outstanding balance and you are still required to make any payment due on your account. Rewards redeemed for purchases will be deducted from your rewards account balance immediately and all rewards redemptions are final. Statement credits will post to your account in 5 – 7 business days. Redeem for Purchases is offered subject to the Go Far Rewards Program Terms and Conditions and the Addendum. Opens in a new window. applicable to your card. Refer to the Redeem for Purchases Terms and Conditions for more details. ←back to content Return to Footnote 5
7. Rewards redeemed as a credit to a qualified Wells Fargo mortgage, loan, or credit product are applied toward your principal balance. You must still make regularly scheduled payments. ←back to content Return to Footnote 7
8. Cash redemption options by phone or online are redeemable in $25 increments only. Cash redemptions via a withdrawal from a Wells Fargo ATM or a rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM are redeemable in $20 increments only. You must have a Wells Fargo Debit or ATM Card in order to redeem rewards at a Wells Fargo ATM. There may be a maximum limit on the dollar amount of the rewards redemptions for cash that you can make each day at a Wells Fargo ATM. ←back to content Return to Footnote 8
9. Wells Fargo Visa Signature® Cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations, or bookings purchased or arranged by the Visa Signature® Concierge on your behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services are subject to availability. Please review the full terms of service at visasignatureconcierge.com. Opens in a new window.. ←back to content Return to Footnote 9

10. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Signature Luxury Hotel Collection website or through Visa Concierge® for benefits to apply. Please consult the terms and conditions for each property at visasignaturehotels.com. Opens in a new window.. ←back to content Return to Footnote 10

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Wells Fargo Active CashSM Card

Earn a $200 cash rewards bonus

Plus, earn unlimited 2% cash rewards on purchases2

Meet our best cash back credit card ever!

Earn unlimited 2% cash rewards on purchases

0% intro APR for 15 months

Additional card features and benefits

Cell phone protection

Security Features

Wells Fargo Mobile® app

Zero liability protection

Contactless

Control Tower®

How will you redeem your cash rewards?

Redeem for purchases

Redeem to account

Redeem at an ATM

Redeem for gift cards

Exceptional Visa Signature® privileges

Concierge service, 24/7

Luxury Hotel Collection

Other things you need to know

Wells Fargo Active Cash^SM Card

Plus, earn unlimited
2% cash rewards on purchases²

Additional card features
and benefits

Exceptional Visa Signature^® privileges