Wells Fargo Autograph Journey℠ Visa Signature card – 60K Bonus points Wells Fargo Autograph Journey℠ Visa Signature card – 60K Bonus points

Wells Fargo Autograph
Journeyservice mark Card

Earn 60,000 bonus points

when you spend $4,000 in purchases
in the first 3 months1 - that’s $600
toward your next trip

Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch.
Apply now on this page to take advantage of these offers.

Earn unlimited points that go the extra mile

5X

points on hotels2

4X

points on airlines2

3X

points on restaurants
and other travel
2

Plus, earn 1X points on other purchases2

Plus a $50 annual statement credit with $50 minimum airline purchase3

Autograph Journey credit card benefits and features

Worldwide Automatic Common Carrier Travel
Accident Insurance

Get Travel Accident Insurance protection of up to $1,000,000 when you purchase your
airline or other common carrier ticket with your eligible credit card.4

Lost Baggage Reimbursement

Receive up to $3,000 in luggage reimbursement per trip if your bags are lost due to theft or misdirection by a common carrier while traveling.5

Trip Cancellation and Interruption Protection

Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason.6

Auto Rental Collision Damage Waiver

Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.7

Travel and Emergency Assistance Services

Available for covered Wells Fargo cardholders. Count on emergency assistance while traveling anywhere in the world. To learn more, call 1-800-992-6029. If you are outside the U.S., you can call collect: 1-804-673-1675.8

No Foreign Transaction Fee

Using your card abroad is like using it at home. We won’t charge a fee for converting your purchases to U.S dollars. Please refer to the Important Credit Terms for the most current rate and fee information.

Cellular Telephone Protection

Get up to $1,000 of cell phone protection against damage, theft, or unintended separation. Subject to a $25 deduction.9

Roadside Dispatchregistered

Available whenever you're in need of a tow - for eligible Wells Fargo cardholders 24/7 with no membership required. To learn more call 1-800-847-2869.10

Emergency Cash Disbursement and Card Replacement

Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval. Any cash advance fees and interest charges that are associated with your credit card account would apply.11

Zero Liability Protection

Built-in protection features ensure that you won't be held responsible for unauthorized transactions, as long as they're reported promptly.12

My Wells Fargo Deals

Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It’s an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.13

Autograph Card Exclusives

Get access to tickets to live events featuring fan-favorite artists that put you closer to the artists than you’ve ever been with your Wells Fargo Autograph Journeyservice mark Credit Card. Visit Autograph Card Exclusives to learn more.14

Contactless cards

Tap your card where you see the Contactless Symbol and speed through checkout! wellsfargo.com/tap

Credit Close-Up®

With Credit Close-Up® you own the skills to help understand and track your FICOregistered Score, raise it, or maintain it. Enroll to receive monthly FICOregistered Score updates and personalized credit insights. It’s complementary to Wells Fargo Onlineregistered customers and using it won’t negatively affect your score.15 For additional information, visit wellsfargo.com/ficoscore.

Autograph Journey credit card benefits and features

Worldwide Automatic Common Carrier Travel
Accident Insurance

Get Travel Accident Insurance protection of up to $1,000,000 when you purchase your
airline or other common carrier ticket with your eligible credit card.4

Lost Baggage Reimbursement

Receive up to $3,000 in luggage reimbursement per trip if your bags are lost due to theft or misdirection by a common carrier while traveling.5

Trip Cancellation and Interruption Protection

Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason.6

Auto Rental Collision Damage Waiver

Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.7

Travel and Emergency Assistance Services

Available for covered Wells Fargo cardholders. Count on emergency assistance while traveling anywhere in the world. To learn more, call 1-800-992-6029. If you are outside the U.S., you can call collect: 1-804-673-1675.8

No Foreign Transaction Fee

Using your card abroad is like using it at home. We won’t charge a fee for converting your purchases to U.S dollars. Please refer to the Important Credit Terms for the most current rate and fee information.

Cellular Telephone Protection

Get up to $1,000 of cell phone protection against damage, theft, or unintended separation. Subject to a $25 deduction.9

Roadside Dispatchregistered

Available whenever you're in need of a tow - for eligible Wells Fargo cardholders 24/7 with no membership required. To learn more call 1-800-847-2869.10

Emergency Cash Disbursement and Card Replacement

Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval. Any cash advance fees and interest charges that are associated with your credit card account would apply.11

Zero Liability Protection

Built-in protection features ensure that you won't be held responsible for unauthorized transactions, as long as they're reported promptly.12

My Wells Fargo Deals

Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It’s an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.13

Autograph Card Exclusives

Get access to tickets to live events featuring fan-favorite artists that put you closer to the artists than you’ve ever been with your Wells Fargo Autograph Journeyservice mark Credit Card. Visit Autograph Card Exclusives to learn more.14

Contactless cards

Tap your card where you see the Contactless Symbol and speed through checkout! wellsfargo.com/tap

Credit Close-Up®

With Credit Close-Up® you own the skills to help understand and track your FICOregistered Score, raise it, or maintain it. Enroll to receive monthly FICOregistered Score updates and personalized credit insights. It’s complementary to Wells Fargo Onlineregistered customers and using it won’t negatively affect your score.15 For additional information, visit wellsfargo.com/ficoscore.

Exceptional Visa
Signatureregistered privileges

Enjoy these additional card benefits with your Wells Fargo Autograph Journey Card

Visa Signature® Concierge service

Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.16

Visa Signature® Luxury Hotel Collection

Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties.

Learn more about the Visa Signature Hotel collection
at VisaSignatureHotels.com17

How will you redeem
your rewards points?

Discover all the ways you can be
rewarded, including these and more
with Wells Fargo Rewardsregistered.

Redeem for purchases

Treat yourself your way. Book that special experience
now, and cover eligible credit card purchases later with
Redeem for Purchases.18

Pay with rewards

Use your rewards to pay for all or part of your eligible purchases at millions of online merchants when shopping with PayPal– including anything you may need for your travels.19

Redeem for gift cards

Find what you need for your next trip by choosing
from over 100 different brands.

Not sure which card to
choose?

Compare the Autograph suite of
cards side by side to make your choice easier

Compare Autograph cards
Wells Fargo Autograph Journey℠ Visa Signature card – 60K Bonus points

Wells Fargo Autograph Journeyservice mark Card

Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months1
that’s $600 toward your next trip

Autograph
Journeyservice mark Card

Important Credit Terms

Other things you need to know

Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now on this page to take advantage of this specific offer.

Read the Wells Fargo Autograph Journey Visa® Credit Card Agreement and the Wells Fargo Autograph Journey Visa® Card Guide to Benefits to learn more.

This offer is not a guarantee of credit. Credit card is subject to credit qualification.

You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 6 months.

You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance.

Footnote 1. To qualify for the 60,000 bonus rewards points, a total of at least $4,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or fees, do not earn rewards points. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Autograph Journey Visa® Card Addendum for more information about the rewards program. ←back to content

Footnote 2. Five rewards points (1 base point plus 4 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at Hotels: with retailers whose merchant category code is classified as hotel/motel. Airlines: 4 points (1 base point plus 3 bonus points) for every $1 spent on net purchases made with retailers whose merchant category code is classified as airlines and air carriers. Restaurants: 3 points (1 base plus 2 bonus points) are earned per $1 spent on net purchases made at retailers whose merchant category code is classified as: eating places and restaurants, drinking places, fast food restaurants, and caterers. Other Travel: 3 points (1 base plus 2 bonus points) are earned per $1 spent on net purchases made at retailers whose merchant category code is classified as: timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the merchant category codes listed above, refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Autograph Journey Visa® Card Addendum. ←back to content

Footnote 3. Each year, you will receive a one-time $50 statement credit applied to your account when your card is used for your first airline purchase of at least $50. Airline purchases include purchases made at retailers whose merchant category code is airline and air carriers. Charter flights and private jet flights are not considered airlines or air carriers. For the first year, the credit will be available at account opening. After that, the 12-month annual airline credit period begins the first day of the month after your annual fee is assessed, then renews every 12 months after that. For example, if your annual fee is assessed on November 10th, your annual airline credit period will begin on December 1st. This credit will show within 1-2 billing periods after it is earned. ←back to content

Footnote 4. The cardholder is eligible for coverage in the event they suffer an accidental loss of life, limb, sight, speech, or hearing while on a covered trip. Common Carrier fare must be paid in full with your Wells Fargo Autograph Journeyservice mark card and/or rewards program associated with your covered account. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details.←back to content

Footnote 5. Coverage provided by this benefit is secondary. If the common carrier or another source reimburses the covered traveler, this benefit will cover only amounts that have not been previously reimbursed. Common carrier fare must be purchased entirely with your Wells Fargo Autograph Journeyservice mark Credit Card account and/or rewards program associated with your covered account. Loss must result from theft or misdirection of the baggage by the common carrier during the trip. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

Footnote 6. Coverage provided by this benefit is secondary. Cardholders can receive reimbursement for the cost of the nonrefundable trip expenses in the event the trip must be cancelled or interrupted because of a covered reason. The entire trip cost, less redeemable certificates, vouchers, or coupons, must be paid with your Wells Fargo Autograph Journeyservice mark Card. A maximum benefit amount and certain restrictions and limitations apply. Please review Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

Footnote 7. Coverage provided by this benefit is secondary. If the common carrier or another source reimburses the covered traveler, this benefit will cover only amounts that have not been previously reimbursed. Common carrier fare must be purchased entirely with your Wells Fargo Autograph Journeyservice markCredit Card account and/or rewards program associated with your covered account. Loss must result from theft or misdirection of the baggage by the common carrier during the trip. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

Footnote 8. Travel and Emergency Assistance Services provide assistance and referral only. Cardholder is responsible for the cost of any actual medical, legal, transportation, cash advance, or other services or goods provided. Certain restrictions and limitations apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

Footnote 9. Cellular Telephone Protection can reimburse the Wells Fargo Autograph Journeyservice mark cardholder for damage to, theft of, or involuntary and accidental parting of a cell phone. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Reimbursement is limited to the cost to repair or replace your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Each approved claim has a benefit limit of $1,000. This benefit does not cover cell phones that are lost (i.e., mysteriously disappear). This protection is only available when cell phone bills are paid with a Wells Fargo Autograph Journeyservice mark Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from a card that is linked to a Line of Credit. Eligible cell phones are the lines listed on your most recent cellular wireless service provider’s monthly billing statement for the billing cycle prior to when the incident occurred. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following the payment of your first cell phone billing using your Wells Fargo Autograph Journeyservice mark card and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Autograph Journeyservice mark card. This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection, refer to the Guide to Benefits.

Note: Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your Wells Fargo Autograph Journeyservice mark card to get up to $1,000 protection. ←back to content

Footnote 10. Current fee for a standard service call will be confirmed at the time service is requested. Rates apply to vehicles up to 10,000 pounds gross vehicle weight only. Cardholders are required to pay the service provider for mileage over five miles. Emergency roadside assistance and towing may not be available in all areas. The roadside assistance and towing service provider is solely responsible for any liability associated with use of roadside dispatch services. Certain restrictions and limitations apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

Footnote 11. Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days, in some cases, within 24 hours, after issuer approval. Any cash advance fees and interest charges that are associated with your credit card account will apply. If you need to replace your card or want help with receiving emergency cash, contact the Visa Global Customer Care Services at 1-800-397-9010 or when calling from outside the U.S. or Canada, call the Visa direct line at 1-303-967-1096 24 hours a day, seven days a week. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

Footnote 12. You won't be held responsible for promptly reported unauthorized transactions, subject to certain conditions. For more information, please review the applicable Consumer Credit Card Customer Agreement and Disclosure Statement. ←back to content

Footnote 13. You must activate a deal and use your eligible card to make purchases directly with the merchant providing the deal by the expiration date. Purchases must satisfy all the requirements in the My Wells Fargo Deals Terms and Conditions and the Deal Terms in order to qualify for the deal. Cash back will not be earned on any portion of a purchase transaction that is paid for with store credit, gift certificates, or other payment types. If you pay using a digital wallet or through a third-party provider, or if the merchant uses a mobile or wireless card reader to process your payment, you may not have fulfilled the requirements to redeem the deal and receive the cash back. Cash-back transactions will appear in the form of a statement credit on the eligible card account within 90 days of the deal expiration date. Cash back or statement credits may be reversed if a qualifying purchase is returned or canceled. Refer to the My Wells Fargo Deals Terms and Conditions for details applicable to all eligible cards. ←back to content

Footnote 14. This experience is for eligible Wells Fargo Autograph-branded cardholders; other Wells Fargo cardholders may be eligible if tickets become available. Simply pay with your eligible Wells Fargo credit card during the specified sales window. The availability of tickets is limited and available only on a first come first serve basis. Transportation and accommodation costs are not included. Tickets are subject to the terms & conditions, rules and fees set by the ticket seller, promoter and/or the venue, as applicable. Offer is fulfilled by ticket seller, subject to availability, and may be changed or revoked at any time. Wells Fargo reserves the right to limit the number of tickets a Wells Fargo credit card customer may purchase. For more information, please visit wellsfargo.com/autographcardexclusives. ←back to content

Details are subject to change and based upon availability.

Footnote 15. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICOregistered Score available, and enrolled in Wells Fargo Onlineregistered. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICOregistered Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.←back to content

Footnote 16. Wells Fargo Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations, or bookings purchased or arranged by the Visa Signature® Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services are subject to availability. Refer to the full terms of service at Visa Concierge Terms of Service. ←back to content

Footnote 17. Some Restrictions and Limitations may apply. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substantial benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property. ←back to content

Footnote 18. Redeem for Purchases allows you to redeem your Wells Fargo Rewards® online for a statement credit to your eligible Wells Fargo credit card account. To be eligible for Redeem for Purchases, transactions must be $1 or more and you must have enough rewards to redeem for the entire amount of the transaction. Statement credits are applied to your outstanding balance and you are still required to make any payment due on your account. Rewards redeemed for purchases will be deducted from your rewards account balance immediately and all rewards redemptions are final. Statement credits will post to your account in 5 – 7 business days. Redeem for Purchases is offered subject to the Wells Fargo Rewards Program Terms and Conditions and the Addendum for the Wells Fargo Autograph Journey℠ Card. For additional details visit Wells Fargo: Rewards Terms, and select Wells Fargo Autograph Journey℠ Card from the drop down. Select “+ Redeeming Rewards” and navigate to the Redeem for Purchases section. ←back to content

Footnote 19. Pay with Rewards (“PWR”) feature allows you to redeem your available Wells Fargo Rewardsregistered (”rewards”) online through participating PWR merchants toward qualifying purchase transactions with your eligible Wells Fargo credit card (“card”) account. To be eligible for PWR feature, cardholders must first verify the PWR sharing preference setting is enabled. This preference can be set at any time by going to Pay with Rewards Preferences. When your PWR sharing preference is enabled, all cardholders who use and have access to your card, including authorized users on your card, will be able to view and redeem the rewards associated with that card through the PWR feature when the card is provided by you or your authorized users to a PWR merchant. Rewards are not earned on any portion of a transaction redeemed through the PWR feature. Transactions qualifying as eligible for PWR redemption may change at any time and without notice. Rewards redeemed through PWR will be deducted from your rewards account balance immediately and all PWR redemptions are subject to the Return/Cancelation Policy of the merchant. Refer to the Wells Fargo Rewards® Program Terms and Conditions and the Addendum for the Wells Fargo Autograph Journey℠ Card, the participating PWR merchant User Agreement, and the Pay with Rewards Terms and Conditions for more details. ←back to content

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

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