Wells Fargo Reflect Visa(R) credit card with chip and contactless tap to pay technology. Wells Fargo Reflect Visa(R) credit card with chip and contactless tap to pay technology.

Wells Fargo Reflect® Card

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the introductory period. 16.74% to 28.74% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

Enjoy our lowest intro APR
for up to 21 months

18
months of our
lowest intro APR

from account opening on
purchases and qualifying
balance transfers

+

3
months APR
extension

when you make at least
your
minimum monthly
payment on time
during
the introductory period

= UP TO

21
months of our
lowest intro APR

Your good habits pay off
when
you pay on time!

Additional card features
and benefits

Cell phone protection

Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). Terms apply.1

Roadside Dispatch®

Offers a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, or locksmith service when you need them. For assistance, call 1-800-847-2869. Refer to your Guide to benefits for more information. Terms apply.2

My Wells Fargo Deals

Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It’s an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.3

Zero Liability protection

Built-in protection features ensure that you won't be held responsible for any unauthorized transactions, as long as they're reported promptly.4

Credit Close-up

With Credit Close-Up you own the skills to help understand and track your FICO® Score, raise it, or maintain
it. Enroll to receive monthly FICO® Score updates and personalized credit insights. It’s complementary to
Wells Fargo Online® customers and using it won’t negatively affect your score.5

For additional information, visit wellsfargo.com/ficoscore

Reflect® Card Awards

the ascent A MOTLEY FOOL SERVICE BEST CREDIT CARDS 2022

The Ascent, a Motley Fool Service

2022 Best 0% Intro APR Credit Card
2022 Best Balance Transfer Credit Card

N nerdwallet Best-Of Awards 2022

NerdWallet

2022 Best 0% Intro APR and Balance Transfer Credit Card

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All Rights Reserved.

Apply for the Wells Fargo Reflect(R) card.

Wells Fargo Reflect® Card

0% intro APR for up to 21 months on purchases

and qualifying balance transfers