Get the card. Earn cash rewards. Simple as that.

Earn a $150 cash rewards bonus

when you spend $500 in purchases in the first 3 months1

0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers. After that your variable APR will be 13.99% to 25.99%. Balance transfers made within 120 days qualify for the intro rate and fee.*

Cash Wise Visa registered trademark card

Earn a $150 cash rewards bonus

when you spend $500 in purchases in the first 3 months1

0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers. After that your variable APR will be 13.99% to 25.99%. Balance transfers made within 120 days qualify for the intro rate and fee.*

Apply for our best cash
back card ever with $0 annual fee*. Wells Fargo Cash Wise Visa® card full terms and conditions. Opens in a new window.

Card features

Unlimited 1.5% cash rewards

No category limitations or quarterly activations.2

Low intro APR for 15 months

from account opening on purchases and qualifying balance transfers

1.8% cash rewards

on Google PayTM or Apple Pay® digital wallet purchases during the first 12 months from account opening.3

X See how your cash rewards could add up

Additional card features

  • Redeem cash rewards the way you want

    Flexible cash redemption options include:

    • Enjoy the convenience of cash redemption at Wells Fargo ATMs with your Wells Fargo ATM or Debit Card. Cash redemption available in $20 increments.4

    • Direct deposit into your eligible Wells Fargo savings or checking account4

    • Apply as a credit to your qualified Wells Fargo mortgage principal balance5

    Redeem via desktop, mobile, phone, ATM, or in-branch – cash redemption options available may vary.

  • Cell phone protection

    When you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card, you’ll get up to $600 of protection (subject to $25 deductible) against covered damage or theft.6

  • Access to your FICO registered trademark credit score

    Find out where you stand when it comes to your credit. Get access to your FICO registered trademark Score and more for free through Wells Fargo Online registered trademark.7