Cash Wise Visa registered trademark card

Get the card. Earn cash rewards. Simple as that.

Earn a $150 cash rewards bonus

when you spend $500 in purchases in the first 3 months1

0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers. After that your variable APR will be 14.49% to 24.99%. Balance transfers made within 120 days qualify for the intro rate and fee.*

Cash Wise Visa registered trademark card

Earn a $150 cash rewards bonus

when you spend $500 in purchases in the first 3 months1

0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers. After that your variable APR will be 14.49% to 24.99%. Balance transfers made within 120 days qualify for the intro rate and fee.*

Apply for our best cash
back card ever with $0 annual fee*. Wells Fargo Cash Wise Visa® card full terms and conditions. Opens in a new window.

Primary cardCard features

Unlimited 1.5% cash rewards

No category limitations or quarterly activations.2

Low intro APR for 15 months

from account opening on purchases and qualifying balance transfers

1.8% cash rewards

on Google PayTM or Apple Pay® digital wallet purchases during the first 12 months from account opening.3

See how your cash rewards could add up

Slide to adjust your monthly credit card spending. Monthly credit card spending ranges from $0 to $5000. Use the arrow keys or page up and page down to adjust the slider to see how your cash rewards will add up. Press Escape to exit the slider.
$0
Monthly Spending $0. Yearly Cash Rewards 0.
Monthly Spending
$0
X 1.5% X 12 months =
Yearly Cash Rewards
=$0
.

You can earn an additional $150 Cash Rewards Bonus when you spend $500 in purchases in the first 3 months of account opening.1

Monthly spending values for illustrative purpose only.

Additional card features

  • Redeem cash rewards the way you want

    Flexible cash redemption options include:

    • Enjoy the convenience of cash redemption at Wells Fargo ATMs with your Wells Fargo ATM or Debit Card. Cash redemption available in $20 increments.4

    • Direct deposit into your eligible Wells Fargo savings or checking account4

    • Apply as a credit to your qualified Wells Fargo mortgage principal balance5

    Redeem via desktop, mobile, phone, ATM, or in-branch – cash redemption options available may vary.

  • Cell phone protection

    When you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card, you’ll get up to $600 of protection (subject to $25 deductible) against covered damage or theft.6

  • Access to your FICO registered trademark credit score

    Find out where you stand when it comes to your credit. Get access to your FICO registered trademark Score and more for free through Wells Fargo Online registered trademark.7

Please note that the offers displayed on this page may differ from offers you may have received from Wells Fargo. Please refer to your offer specific disclosures for more details.

Eligibility for introductory rate(s), fees, and bonus rewards offers
You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers
if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance.

You may not qualify for an additional Wells Fargo Credit Card if you have opened a Wells Fargo Credit Card in the last 6 months.

Credit card subject to credit qualification.

  1. 1. To qualify for the $150 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1-2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® card. Opens in a new window. for details.←back to content Return to Footnote 1

  2. 2. 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the Credit Card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® card. Opens in a new window. for further details.←back to content Return to Footnote 2

  3. 3. You will earn an additional 20% digital wallet transaction bonus cash reward above the base earn of 1.5% on net purchases (purchases minus returns/credits) only, for a total of 1.8% cash rewards during the first 12 months from the date the account is opened. If your account is upgraded to the Wells Fargo Cash Wise Visa® registered trademark Card, you will earn the digital wallet rewards bonus during the first 12 months from the date your account is upgraded. These bonus cash rewards are only earned on transactions originating from your Wells Fargo Cash Wise Visa® registered trademark Card when transactions are made using a qualified digital wallet (for example, Apple Pay® registered trademark or Google PayTM). All other transactions will be processed at the base earn rate of 1.5%. To review the digital wallets that qualify for the 20% digital wallet bonus, go to wellsfargo.com/cashwisewallet. Opens in a new window..←back to content Return to Footnote 3

    Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

    Google Pay is a trademark of Google LLC.

  4. 4. Cash redemption options by phone or online are redeemable in $25 cash reward increments only. Cash redemptions via a withdrawal from a Wells Fargo ATM or a rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM are redeemable in $20 cash reward increments only. You must have a Wells Fargo Debit or ATM Card in order to redeem rewards at a Wells Fargo ATM.←back to content Return to Footnote 4

  5. 5. Rewards redeemed as a credit to a qualified Wells Fargo mortgage, loan or credit product are applied toward your principal balance. You must still make regularly scheduled payments.←back to content Return to Footnote 5

  6. 6. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Each approved claim has a benefit limit of $600. This benefit does not cover cell phones that are lost (i.e. disappear without explanation). This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection go to www.wellsfargo.com/ctp. Opens in a new window..

    Note: Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection.←back to content Return to Footnote 6

  7. 7. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® registered trademark Score available, and enrolled in Wells Fargo Online® registered trademark banking. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts. Other consumer accounts may also be eligible. Contact Wells Fargo for details.

    Important: There are many factors that Wells Fargo looks at to determine your credit options; therefore, a specific FICO® registered trademark Score or Wells Fargo credit rating does not necessarily guarantee a better loan rate, approval of a loan, or an automatic upgrade on a credit card.

    FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.←back to content Return to Footnote 7

Cash Wise Visa registered trademark card

Cash Wise Visa® trademark card

Earn a $150 cash rewards bonus

when you spend $500 in purchases in the first 3 months1