Wells Fargo Choice Privileges® Mastercards

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The Choice Privileges® Mastercard® with chip and contactless tap to pay technology. Opens in the same window.

Choice Privileges® Mastercard®

The Choice Privileges® Select Mastercard® with chip and contactless tap to pay technology. Opens in the same window.

Choice Privileges® Select Mastercard®

EARN 40,000 BONUS POINTS

when you spend $1,000 in purchases in the first 3 months1 - enough to redeem for up to 5 reward nights at select Choice Hotels® properties. Additional fees may apply.

EARN 60,000 BONUS POINTS

when you spend $3,000 in purchases in the first 3 months2 - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.

Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch. Apply now on this page to take advantage of these offers.

EARN MORE POINTS
IN MORE WAYS

5X

points on stays at participating Choice Hotels® properties3 plus on Choice Privileges point purchases4

10X

points on stays at participating Choice Hotels® properties5 plus on Choice Privileges point purchases6

3X

points on purchases at gas stations, grocery stores, home improvement stores and phone plan services3

5X

points on purchases at gas stations, grocery stores, home improvement stores and phone plan services5

1X

points on other purchases3

1X

points on other purchases5

UNLOCK EVEN MORE VALUE

not applicable

ANNIVERSARY BONUS

Earn 30,000 bonus points every account anniversary, enough to redeem up to 3 reward nights at Choice Hotels properties.8 Additional fees may apply.

AUTOMATIC GOLD
ELITE MEMBERSHIP

Receive 10 Elite night credits qualifying for at least Gold level status each
calendar year.7

AUTOMATIC PLATINUM ELITE MEMBERSHIP

Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year.9

ENJOY ADDED CARD BENEFITS AND FEATURES ALONG THE WAY

not applicable

GLOBAL ENTRY OR TSA PRECHECK®

Enroll in Global Entry or TSA PreCheck and receive a statement credit of up to $120 every four years as reimbursement for the application fee charged to your Choice Privileges® Select Mastercard®.12

No foreign transaction fee

When you use your card for travel, you won’t pay a foreign currency conversion fee for purchases converted to U.S. dollars.

No foreign transaction fee

When you use your card for travel, you won’t pay a foreign currency conversion fee for purchases converted to U.S. dollars.

CELLULAR TELEPHONE PROTECTION

Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.10

CELLULAR TELEPHONE PROTECTION

Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.13

MASTERCARD® WORLD ELITE BENEFITS

Get access to additional security benefits, exclusive offers, concierge, travel & lifestyles services, and more.11

MASTERCARD® WORLD ELITE BENEFITS

Get access to additional security benefits, exclusive offers, concierge, travel & lifestyles services, and more.14


Choice Hotels (H2 Heading). Travel with More (H3 Heading). Cambria Hotels, Radisson Blu, Radisson, Red Radisson, Ascend Hotel Collection, Radisson Collection, Radisson Individuals, Park Plaza by Radisson. Travel and Relax (H3 Heading). Comfort, Country Inn & Suites by Radisson, Quality Inn, Sleep Inn, Clarion, Clarion Pointe, Park Inn by Radisson, Radisson Inn & Suites. Travel Longer (H3 Heading). Everhome Suites, Woodspring Suites, MainStay Suites, Suburban Studios. Travel Simply(H3 Heading). EconoLodge, Rodeway Inn. Choice Privileges (paragraph) Choice Hotels (H2 Heading). Travel with More (H3 Heading). Cambria Hotels, Radisson Blu, Radisson, Red Radisson, Ascend Hotel Collection, Radisson Collection, Radisson Individuals, Park Plaza by Radisson. Travel and Relax (H3 Heading). Comfort, Country Inn & Suites by Radisson, Quality Inn, Sleep Inn, Clarion, Clarion Pointe, Park Inn by Radisson, Radisson Inn & Suites. Travel Longer (H3 Heading). Everhome Suites, Woodspring Suites, MainStay Suites, Suburban Studios. Travel Simply(H3 Heading). EconoLodge, Rodeway Inn. Choice Privileges (paragraph)
Apply for the Choice Privileges® Mastercard®. Opens Dialog.

WELLS FARGO
CHOICE PRIVILEGES®
MASTERCARD®

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WELLS FARGO
CHOICE PRIVILEGES®
SELECT MASTERCARD®

Other things you need to know

Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now on this page to take advantage of this specific offer.

Read the Choice Privileges Mastercard Credit Card Account Agreement and the Choice Privileges World Elite Mastercard Credit Card Guide to Benefits to learn more.

Read the Choice Privileges Select Mastercard Credit Card Account Agreement and the Choice Privileges Select World Elite Mastercard Credit Card Guide to Benefits to learn more.

This offer is not a guarantee of credit. Credit card is subject to credit qualification.

You may not be eligible for the introductory bonus rewards offer if you opened a Choice Privileges or Choice Privileges Select Credit Card within the last 15 months from the date of this application and you received an introductory bonus rewards offer, even if that account is closed and has a $0 balance.

You may not be eligible for this product if you currently have an open Choice Privileges or Choice Privileges Select Mastercard account.

Nota 1.To qualify for the 40,000 bonus points, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, balance transfers, wire transfers, fees or interest posted to your card account such as returned payment fees, late fees, monthly or annual fees, bets or wagers transmitted over the internet, casino gaming chips, lottery tickets, off-track wagers, do not earn rewards points. Refer to the Choice Privileges® Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for additional details about the rewards program. ←back to content

Nota 2.To qualify for the 60,000 bonus points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, balance transfers, wire transfers, fees or interest posted to your card account such as returned payment fees, late fees, monthly or annual fees, bets or wagers transmitted over the internet, casino gaming chips, lottery tickets, off-track wagers, do not earn rewards points. Refer to the Choice Privileges® Select Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for additional details about the rewards program. ←back to content

Nota 3.Five points (1 base point plus 4 bonus points) per $1 spent on qualifying stays made on the Card Account at eligible Choice hotel locations. Qualifying Choice Hotel stays are items billed by eligible Choice® brand hotels as merchant of record booked through either choicehotels.com or directly with an eligible Choice hotel, or by calling the Choice Hotels Service Center. Three points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases at retailers whose Mastercard merchant code is classified as: Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Groceries: grocery stores, supermarkets, delis and bakeries. Telephone plans: landline and cell phone providers considered telecommunication services. Home improvement: home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists for providing a home improvement services. Purchases not processed using the merchant codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile or wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the Mastercard category codes listed above, refer to the Choice Privileges® Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for details. ←back to content

Nota 4.Earn 5 points (1 base plus 4 bonus points) per $1 spent on qualifying net purchases made on the card account of Choice Privileges points, which will be awarded in the billing cycle when the qualifying purchases posts to the card account. Refer to the Choice Privileges® Mastercard® Credit Card Rewards Program Agreement (the "Card Rewards Program") Terms and Conditions ("Terms"). The Privileges Program has additional limits and restrictions and can be found at choicehotels.com/choice-privileges/rules-regulations. ←back to content

Nota 5.Ten points (1 base point plus 9 bonus points) per $1 spent on qualifying stays made on the Card Account at eligible Choice hotel locations. Qualifying Choice Hotel stays are items billed by eligible Choice® brand hotels as merchant of record booked through either choicehotels.com or directly with an eligible Choice hotel, or by calling the Choice Hotels Service Center. Five points (1 base point plus 4 bonus points) are earned per $1 spent on net purchases at retailers whose Mastercard merchant code is classified as: Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Groceries: grocery stores, supermarkets, delis and bakeries. Telephone plans: landline and cell phone providers considered telecommunication services. Home improvement: home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists for providing a home improvement services. Purchases not processed using the merchant codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile or wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the Mastercard category codes listed above, refer to the Choice Privileges® Select Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for details. ←back to content

Nota 6.Earn 10 points (1 base plus 9 bonus points) per $1 spent on qualifying net purchases made on the card account of Choice Privileges points, which will be awarded in the billing cycle when the qualifying purchases posts to the card account. Refer to the Choice Privileges® Select Mastercard® Credit Card Rewards Program Agreement (the "Card Rewards Program") Terms and Conditions ("Terms"). The Privileges Program has additional limits and restrictions and can be found at choicehotels.com/choice-privileges/rules-regulations. ←back to content

Nota 7.To be eligible to receive the 10 Elite Night Credits with your card account, you must have an active Choice Privileges Rewards Program Member account linked to your card account. The 10 Elite Night credits will be available in your Choice Privileges Rewards Program member account within 14 days upon opening your card account. Within 14 days of January 1 of each subsequent calendar year, the 10 Elite Night Credits will be available in your Choice Privileges Rewards Program account, as long as your card account is open as of December 31 of the prior calendar year. Refer to the Choice Privileges Rewards Program Rules and Regulations at choicehotels.com/choice-privileges/rules-regulations for details. ←back to content

Nota 8.You will earn 30,000 Points (your "anniversary bonus points") each 12 month period (an "anniversary year") that your card account remains open, not delinquent, and not in default at the time the award is issued. Your anniversary year begins on your account open date (your "anniversary date") and ends on the day prior to your next anniversary date. For example, if your account anniversary date is November 28, your account anniversary year will end on November 27 each year. Your anniversary bonus will appear as pending on your anniversary date and will be redeemable within seven days after your anniversary date. ←back to content

Nota 9.To be eligible to receive the 20 Elite Night Credits with your card account, you must have an active Choice Privileges Rewards Program Member account linked to your card account. The 20 Elite Night credits will be available in your Choice Privileges Rewards Program member account within 14 days upon opening your card account. Within 14 days of January 1 of each subsequent calendar year, the 20 Elite Night Credits will be available in your Choice Privileges Rewards Program account, as long as your card account is open as of December 31 of the prior calendar year. Refer to the Choice Privileges Rewards Program Rules and Regulations at choicehotels.com/choice-privileges/rules-regulations for details. ←back to content

Nota 10.Cellular Telephone Protection can reimburse the Choice Privileges® Mastercard® Credit Card cardholder for damage to, theft of, or involuntary and accidental parting of a cell phone. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Reimbursement is limited to the cost to repair or replace your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Each approved claim has a benefit limit of $800. This benefit does not cover cell phones that are lost (i.e., mysteriously disappear). This protection is only available when cell phone bills are paid with a Choice Privileges Mastercard. Eligible cell phones are the lines listed on your most recent cellular wireless service provider’s monthly billing statement for the billing cycle prior to when the incident occurred. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following the payment of your first cell phone billing using your Choice Privileges Mastercard, and remains in effect when you continue to charge your total monthly cell phone bill to your Choice Privileges Mastercard. This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection, refer to the Guide to Benefits.

Note:
Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your Choice Privileges Mastercard to get up to $800 protection. ←back to content

Nota 11.Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits for details. ←back to content

Footnote 12. This benefit provides a statement credit up to $120 when you use your eligible Choice Privileges® Select Mastercard® to pay for the application fee or renewal fee for either the Global Entry® or TSA PreCheck® program. Your account is eligible for one (1) statement credit every four (4) years for whichever application fee or renewal fee is charged to your account first. The statement credit benefit only applies to the application fee or renewal fee for the Global Entry or TSA PreCheck program. Other programs and fees are not eligible for the statement credit benefit. You must apply for Global Entry or TSA PreCheck through an authorized enrollment provider. You will receive a statement credit for the application fee or renewal fee even if U.S. Customs and Border Protection (CBP) or U.S. Transportation Security Administration (TSA) denies your application.

The maximum statement credit amount is $120. If the purchase amount is less than $120, the cardholder will not receive a refund or reimbursement for the difference. If the purchase amount exceeds $120, the cardholder is responsible for the amount over the $120 maximum reimbursement. A statement credit will be applied to your account within 1-2 billing periods after you pay for the Global Entry or TSA PreCheck application fee or renewal fee with your eligible Choice Privileges Select Mastercard.

Global Entry and TSA PreCheck are U.S. government programs. Global Entry is operated by U.S. Customs and Border Protection. TSA PreCheck is operated by U.S. Transportation Security Administration. For complete details on the Global Entry and TSA PreCheck programs, including full terms and conditions, go to globalentry.gov and tsa.gov respectively. The Global Entry trademark and TSA PreCheck trademark are used with the permission of the U.S. Department of Homeland Security. Wells Fargo Bank, N.A. has no control over these programs including, but not limited to, applications, fees, or the approval and enrollment process. Please review the Choice Privileges Select World Elite Mastercard Credit Card Guide to Benefits for further details. ←back to content

Nota 13.Cellular Telephone Protection can reimburse the Choice Privileges® Select Mastercard® cardholder for damage to, theft of, or involuntary and accidental parting of a cell phone. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Reimbursement is limited to the cost to repair or replace your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Each approved claim has a benefit limit of $800. This benefit does not cover cell phones that are lost (i.e., mysteriously disappear). This protection is only available when cell phone bills are paid with a Choice Privileges Select Mastercard. Eligible cell phones are the lines listed on your most recent cellular wireless service provider’s monthly billing statement for the billing cycle prior to when the incident occurred. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following the payment of your first cell phone billing using your Choice Privileges Select Mastercard, and remains in effect when you continue to charge your total monthly cell phone bill to your Choice Privileges Select Mastercard. This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection, refer to the Guide to Benefits.

Note:
Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your Choice Privileges Select Mastercard to get up to $800 protection. ←back to content

Nota 14.Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits for details.←back to content

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