One Keytrademark Card
Earn $400 in OneKeyCashtrademark
after you spend $1,000 on purchases in the first 3 months1
Check if you’re approved with no impact to your credit
Don’t miss out on these offers as they can vary over time and through different communication channels such
as email, mail, online, phone or in a branch. Apply now on this page to take advantage of these offers.
Earn OneKeyCash
9%
up to 9% on Expedia and
Hotels.com. 5% on Vrbo*
That includes 3% earned from the credit card.
Plus, when booking VIP Access properties on Expedia
or Hotels.com:
Silver members earn 3%
Gold members earn 4%
Platinum members earn 6%
When booking US properties on Vrbo, members of all
tiers earn 2%.
*Excludes taxes and fees. For vacation
rentals, US properties only.
3%
at gas stations, grocery stores,
restaurants and food delivery2
1.5%
on other purchases2
OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com and Vrbo. To learn more, please refer to the One Key Terms and Conditions.
Use OneKeyCash to pay for eligible bookings on
For example, you could use $400 in OneKeyCash to pay for a $400 flight, hotel night, or vacation rental. To learn more, please refer to the One Key Terms and Conditions.
One Key Card benefits & features
No foreign transaction fee
Use your card when you travel and pay no foreign transaction fees for purchases converted to U.S. dollars.
Cellular Telephone Protection
Pay your monthly cell phone bill with your card and get up to $1,000 protection against damage or theft (subject to a $25 deductible).5
Trip Cancellation and Interruption Protection
Use your One Key Card to pay for your trip and get reimbursed up to $5,000 for common carrier tickets if the trip is canceled for a covered reason.6
Auto Rental Collision Damage Waiver
Pay for rental transactions with your card and receive reimbursement of up to $50,000 if covered damage to or theft of your eligible rental vehicle occurs.7
Travel Accident Insurance
Get Travel Accident Insurance protection of up to $1,000,000 when you purchase your airline or other common carrier ticket with your card.8
One Key Credit Card FAQs
When you check if you’re approved for the One Key Card, we perform an initial soft check. This will be reported to the credit bureaus but it will not impact your credit score. If you’re approved and you choose to accept the card offer, there will be a hard inquiry to the credit bureaus which may impact your credit score.
If you’re approved for a card, you can review your purchase APR before deciding to accept the card offer.
Once you’re approved and you accept the offer, you should receive your card within 5-7 business days.
The OneKeyCash earned through the introductory offer will post to your account within 1-2 billing periods after it’s earned.
You can manage your credit card account on the Wells Fargo app or at wellsfargo.com.
Not sure which card to
choose?
Compare the One Key Cards side by side to
make your choice easier