Wells Fargo Premier Autograph Visa Infinite® Card 100K Bonus Points

Footnote 1. To qualify for the 100,000 bonus rewards points, a total of at least $4,000 in net purchases (purchases minus returns/credits) must post to your account within 3  months from the date your account is opened. The bonus rewards points will show as redeemable within 60 days after they are earned. “Purchases” that do not apply to this offer and do not earn rewards points include: cash advances and cash equivalents of any kind (such as ATM transactions, cash advances (including overdraft protection advance), traveler’s checks, money orders, pre-paid gift cards, person-to-person money transfers, digital currencies (to the extent accepted), and wire transfers); balance transfers including the use of SUPERCHECKS; disputes, illegal actions, and violations (such as disputed or illegal purchases or purchases that violate the terms of your agreements); fees and interest of any kind (such as late fees, returned payment fees, monthly or annual fees); gambling transactions of any kind (such as bets or wagers transmitted over the internet, casino gaming chips, lottery tickets or off-track wagers). Cash advances and balance transfers may affect the credit line available for this offer. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Premier Autograph Visa Infinite® Card Addendum for more information about the rewards program. This offer is available for customers with a qualifying Wells Fargo Premier Checking account that is open and in good standing. ←back to content

Footnote 2. Five rewards points (1 base point plus 4 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at Hotels: with retailers whose merchant category code is classified as hotel/motel. Airlines: 4 points (1 base point plus 3 bonus points) for every $1 spent on net purchases made with retailers whose merchant category code is classified as airlines and air carriers. Restaurants: 3 points (1 base plus 2 bonus points) are earned per $1 spent on net purchases made at retailers whose merchant category code is classified as: eating places and restaurants, drinking places, fast food restaurants, and caterers. Other Travel: 3 points (1 base plus 2 bonus points) are earned per $1 spent on net purchases made at retailers whose merchant category code is classified as: timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash advances and cash equivalents of any kind do not earn points. For a detailed list of cash advance and cash equivalent exclusions and merchant examples that may not be billed under the merchant category codes listed above, refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Premier Autograph Visa Infinite® Card Addendum. ←back to content

Footnote 3. Each year, you will receive a one-time $50 statement credit applied to your account when your card is used for your first airline purchase of at least $50. Airline purchases include purchases made at retailers whose merchant category code is airline and air carriers. Charter flights and private jet flights are not considered airlines or air carriers. For the first year, the credit will be available at account opening. After that, the 12-month annual airline credit period begins the first day of the month after your annual fee is assessed, then renews every 12 months after that. For example, if your annual fee is assessed on November 10th, your annual airline credit period will begin on December 1st. This credit will show within 60 days after it is earned. ←back to content

Footnote 4. Current fee for a standard service call will be confirmed at the time service is requested. Rates apply to vehicles up to 10,000 pounds gross vehicle weight only. Cardholders are required to pay the service provider for mileage over five miles. Emergency roadside assistance and towing may not be available in all areas. The roadside assistance and towing service provider is solely responsible for any liability associated with use of roadside dispatch services. Certain restrictions and limitations apply. Please review the Wells Fargo Premier Autograph Visa Infinite® Guide To Benefits for details. ←back to content

Footnote 5. Benefits are available at participating locations and are subject to availability. Blackout periods may apply. Enrollment in the rental agency loyalty program may be required. Terms and conditions apply. To learn more visit Visa Infinite Rental Car Privileges. ←back to content

Footnote 6. The cardholder is eligible for coverage in the event they suffer an accidental loss of life, limb, sight, speech, or hearing while on a covered trip. Common Carrier fare must be paid in full with your Wells Fargo Premier Autograph Visa Infinite^® card and/or rewards program associated with cardholder’s covered account. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Premier Autograph Visa Infinite® Guide To Benefits for details. ←back to content

Footnote 7. Coverage provided by this benefit is secondary. If the common carrier or another source reimburses the covered traveler, this benefit will cover only amounts that have not been previously reimbursed. Common carrier fare must be purchased entirely with your Wells Fargo Premier Autograph Visa Infinite^® Credit Card account and/or rewards program associated with your covered account. Loss must result from theft or misdirection of the baggage by the common carrier during the trip. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Premier Autograph Visa Infinite® Guide To Benefits for details. ←back to content

Footnote 8. Coverage provided by this benefit is secondary. Cardholders can receive reimbursement for the cost of the nonrefundable trip expenses in the event the trip must be cancelled or interrupted because of a covered reason. The entire trip cost, less redeemable certificates, vouchers, or coupons, must be paid with your Wells Fargo Premier Autograph Visa Infinite^® Credit Card. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Premier Autograph Visa Infinite® Guide To Benefits for details. ←back to content

Footnote 9. This benefit provides a statement credit up to $120 when you use your eligible Wells Fargo Premier Autograph Visa Infinite^® to pay for a Trusted Traveler Program (such as Global Entry^® or TSA PreCheck^®) application fee or renewal fee. Your account is eligible for one (1) statement credit every four (4) years for whichever application fee or renewal fee transaction posts to your account first.

The statement credit benefit only applies to the first posted application fee or renewal fee transaction for a Trusted Traveler Program. Other programs and fees are not eligible for the statement credit benefit. You must apply for a Trusted Traveler Program through an authorized enrollment provider listed on the Department of Homeland Security website, ttp.cbp.dhs.gov. You will receive a statement credit for the application fee or renewal fee even if U.S. Customs and Border Protection (CBP) or U.S. Transportation Security Administration (TSA) denies your application.

The maximum statement credit amount is $120. If the purchase amount is less than $120, the cardholder will receive a statement credit for the eligible purchase amount, but will not receive a refund or reimbursement for the difference. If the purchase amount exceeds $120, the cardholder is responsible for the amount over the $120 maximum reimbursement. A statement credit will be applied to your account within 60 days after the Trusted Traveler Program application fee or renewal fee transaction posts to your eligible Wells Fargo Premier Autograph Visa Infinite^®.

Trusted Traveler Programs (such as Global Entry^® and TSA PreCheck^®) are risk-based programs offered through the U.S. Department of Homeland Security to facilitate the entry of pre-approved travelers. Trusted Traveler Programs are subject to change. Wells Fargo Bank, N.A. has no control over these programs including, but not limited to, applications, fees, or the approval and enrollment process. Please review the Wells Fargo Premier Autograph Visa Infinite® Guide To Benefits for details. ←back to content

Footnote 10. Coverage provided by this benefit is primary (except for New York Residents). In order for coverage to apply, you must pay for all of the cost to rent the car with your Wells Fargo Premier Autograph Visa Infinite^® and/or rewards program associated with your covered card account. Cardholder must decline coverage from the rental company to be eligible for this benefit. Certain vehicles are not covered. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Premier Autograph Visa Infinite® Guide To Benefits for details. ←back to content

Footnote 11. Travel and Emergency Assistance Services provide assistance and referral only. Cardholder is responsible for the cost of any actual medical, legal, transportation, cash advance, or other services or goods provided. Certain restrictions and limitations apply. Please review the Wells Fargo Premier Autograph Visa Infinite® Guide To Benefits for details. ←back to content

Footnote 12. Cellular Telephone Protection can reimburse theWells Fargo Premier Autograph Visa Infinite^® cardholder for damage to, theft of, or involuntary and accidental parting of a cell phone. Reimbursement is limited to the cost to repair or replace your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Each approved claim has a benefit limit of $1,000. This benefit does not cover cell phones that are lost (i.e., mysteriously disappear). Electronic failure or issues related to the software of the device are not covered. This protection is only available when cell phone bills are paid with a Wells Fargo Premier Autograph Visa Infinite^®. Coverage begins the first day of the calendar month following the payment of your first cell phone billing using yourWells Fargo Premier Autograph Visa Infinite^®, and remains in effect when you continue to charge your total monthly cell phone bill to your [Wells Fargo Consumer Credit Card] OR [Product name]. Eligible cell phones are the lines listed on your most recent cellular wireless service provider’s monthly billing statement for the billing cycle prior to when the incident occurred. This is supplemental coverage not otherwise covered by another insurance policy, may be applied after all other insurance is exhausted and may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection, refer to the Wells Fargo Premier Autograph Visa Infinite® Guide To Benefits.

Note:
Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your Wells Fargo Premier Autograph Visa Infinite^® to get up to $1,000 protection. ←back to content

Footnote 13. Current fee for a standard service call will be confirmed at the time service is requested. Rates apply to vehicles up to 10,000 pounds gross vehicle weight only. Cardholders are required to pay the service provider for mileage over five miles. Emergency roadside assistance and towing may not be available in all areas. The roadside assistance and towing service provider is solely responsible for any liability associated with use of roadside dispatch services. Certain restrictions and limitations apply. Please review the Wells Fargo Premier Autograph Visa Infinite® Guide To Benefits for details. ←back to content

Footnote 14. Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days, in some cases, within 24 hours, after issuer approval. Any cash advance fees and interest charges that are associated with your credit card account will apply. If you need to replace your card or want help with receiving emergency cash, contact the Visa Global Customer Care Services at 1-800-708-8217 or when calling from outside the U.S. or Canada, call the Visa direct line at 1-303-967-1096 24 hours a day, seven days a week. Please review the Wells Fargo Premier Autograph Visa Infinite® Guide To Benefits for details. ←back to content

Footnote 15. You won't be held responsible for promptly reported unauthorized transactions, subject to certain conditions. For more information, please review the applicable Wells Fargo Premier Autograph Visa Infinite® Credit Card Account Agreement. ←back to content

Footnote 16. Wells Fargo Premier Autograph Visa Infinite^® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations, or bookings purchased or arranged by the Visa Infinite Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services are subject to availability. Refer to the full terms of service at Visa Concierge Terms of Service. ←back to content

Footnote 17. Costs of any goods or services provided require payment with your Wells Fargo Premier Autograph Visa Infinite^®. Course availability may be limited and other restrictions apply. Troon and Visa reserve the right to modify or cancel this offer at any time without notice. Visit Visa Infinite Troon Rewards Terms and Conditions for details. ←back to content

Footnote 18. You must activate a deal and use your eligible card to make purchases directly with the merchant providing the deal by the expiration date. Purchases must satisfy all the requirements in the My Wells Fargo Deals Terms and Conditions and the Deal Terms in order to qualify for the deal. Cash back will not be earned on any portion of a purchase transaction that is paid for with store credit, gift certificates, or other payment types. If you pay using a digital wallet or through a third-party provider, or if the merchant uses a mobile or wireless card reader to process your payment, you may not have fulfilled the requirements to redeem the deal and receive the cash back. Cash-back transactions will appear in the form of an account credit on the eligible card account within 60 days of the qualifying transaction posting to your account. Account credits may be reversed if a qualifying purchase is returned or canceled. Refer to the My Wells Fargo Deals Terms and Conditions for details applicable to all eligible cards. ←back to content

Footnote 19. This experience is for eligible Wells Fargo credit cardholders. Simply pay with your eligible Wells Fargo credit card during the specified sales window. The availability of tickets is limited and available only on a first come first served basis. Transportation and accommodation costs are not included. Tickets are subject to the terms and conditions, rules and fees set by the ticket seller, promoter and/or the venue, as applicable. Offer is fulfilled by ticket seller, subject to availability, and may be changed or revoked at any time. Wells Fargo reserves the right to limit the number of tickets a Wells Fargo credit card customer may purchase. For more information, please visit https://entertainment.wf.com/.

Details are subject to change and based upon availability. ←back to content

Footnote 20. Offer valid through May 16, 2027, subject to modification or cancellation without notice. Visa Infinite cardholders who use an eligible, U.S. issued Visa Infinite card to purchase at least one ticket to certain Sofar Sounds shows may be eligible to receive a free concert ticket to the same show. Card eligibility is subject to validation. Tickets are limited, available on a first-come, first-served basis, and subject to per-show limits. Restrictions and terms apply. Visit Sofar Sounds Benefit Offer Terms for details. ←back to content

Footnote 21. To be eligible for this benefit your Visa Infinite card must be added as the default payment method in the GigSky app. The GigSky Visa Complimentary Plan can be used for a consecutive 15-day period once activated. All cardholders who use and have access to your card, including authorized users, can activate this benefit. The complimentary plan can only be used once every 365 days, no matter who activates it. The complimentary plan is not valid for use in your home country as determined during GigSky account creation. Offer valid through November 15, 2027, subject to modification or cancellation without notice. See GigSky Terms of Service for details.

An eSIM – also known as an embedded SIM – is built straight into many modern smartphone devices. The eSIM makes it possible to add a secondary service, such as GigSky, to that phone. For a list of phones compatible with the GigSky app, visit: https://www.gigsky.com/device-compatibility. ←back to content

Footnote 22. You must be a Wells Fargo account holder of an eligible Wells Fargo consumer account with a FICO^® Score available, and enrolled in Wells Fargo Online^®. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICO^® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.

Wells Fargo and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo and Fair Isaac don’t provide credit repair services or advice or assistance with rebuilding or improving your credit record, credit history, or credit rating. ←back to content

Footnote 23. Pay with Rewards (“PWR”) feature allows you to redeem your available Wells Fargo Rewards^® (“rewards”) online through participating PWR merchants toward qualifying purchase transactions with your eligible Wells Fargo credit card (“card”) account. To be eligible for PWR feature, cardholders must first verify the PWR sharing preference setting is enabled. This preference can be set at any time by going to Pay with Rewards Preferences. When your PWR sharing preference is enabled, all cardholders who use and have access to your card, including authorized users on your card, will be able to view and redeem the rewards associated with that card through the PWR feature when the card is provided by you or your authorized users to a PWR merchant. Rewards are not earned on any portion of a transaction redeemed through the PWR feature. Transactions qualifying as eligible for PWR redemption may change at any time and without notice. Rewards redeemed through PWR will be deducted from your rewards account balance immediately and all PWR redemptions are subject to the Return/Cancelation Policy of the merchant. Refer to the Wells Fargo Rewards Terms and Conditions and Addendum applicable to your card, the participating PWR merchant User Agreement, and the Pay with Rewards Features Terms and Conditions for more details. ←back to content

Footnote 24. Redeem for Purchases allows you to redeem your Wells Fargo Rewards online for a statement credit to your eligible Wells Fargo credit card account. To be eligible for Redeem for Purchases, transactions must be $1 or more and you must have enough rewards to redeem for the entire amount of the transaction. Statement credits are applied to your outstanding balance and you are still required to make any payment due on your account. Rewards redeemed for purchases will be deducted from your rewards account balance immediately and all rewards redemptions are final. Statement credits will post to your account in 5 – 7 business days. Redeem for Purchases is offered subject to the Wells Fargo Rewards Program Terms and Conditions and the Addendum applicable to your card. For additional details visit Wells Fargo: Rewards Terms, and select your card from the drop down. Select “+ Redeeming Rewards” and navigate to the Redeem for Purchases section. ←back to content

Footnote 25. Rewards redeemed as a credit to a qualified Wells Fargo credit product are applied towards your principal balance. You must still make regularly required payments. ←back to content

Footnote 26. Rewards points transfer allows you to redeem your Wells Fargo Rewards^® points to transfer as miles, points or credits to participating partner loyalty transfer programs (each a “Participating Transfer Partner”). Rewards points transfer redemption options are only eligible for Wells Fargo Credit Cards with points and are only offered as an online redemption option. Once you transfer your points, the Participating Transfer Partner program's terms and conditions will apply. While Wells Fargo has a relationship with Participating Transfer Partners, we do not operate their site or program terms and conditions. Wells Fargo disclaims liability or responsibility for Participating Transfer Partners’ changes to their program that may impact points once transfer is completed. All rewards points transfer redemptions are final. Rewards points transfer is offered subject to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Premier Autograph Visa Infinite® Card Addendum. ←back to content

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