Make it rain rewards!

Propel registered trademark card

Get 30,000 Bonus Points

when you spend $3,000 in purchases in the first 3 months1

That's a $300 cash redemption value you can use towards travel, gift cards and more.

Plus, earn 3X points on popular categories and 1X points on other purchases2

Just try to find a better rewards
card with $0 annual fee*. Wells Fargo Propel American Express® card full terms and conditions. Opens in a new window.

0% Intro APR for 12 months on purchases and balance transfers. After that your variable APR will be 15.49% to 27.49%. Balance transfers made within 120 days qualify for the intro rate and fee.*

Earn 3X points2
for things you already do

Eat & Drink

Eating out
and ordering in

Ride & Drive

Gas stations,
rideshares, and transit

Fly & Stay

Flights, hotels, homestays,
and car rentals

Watch & Listen

Popular streaming
services3

See how fast your points could add up using the calculator below. Enter expenses in each applicable field. This can be done by entering a number between 0 and 99,999 in each field or by using the plus and minus links.

See how Propel registered trademark stacks up to the competition

Card Benefits
Wells Fargo
Propel registered trademark
1 of 3
Chase Sapphire
Preferred registered trademark
2 of 3
Venture registered trademark from Capital One registered trademark
3 of 3
Bank of America® Travel Rewards
Annual Fee $0 $95 $0 intro for the 1st year, then $95 $0
Points/miles on Flights,
Hotels and Car Rentals
3X 2X 2X 1.5X
Points/miles on Eating Out
and Ordering In
3X 2X 2X 1.5X
Points/miles on Rideshares
and Transit
3X 2X 2X 1.5X
Points/miles on Gas Stations 3X 1X 2X 1.5X
Points/miles on
Eligible Streaming Services3
3X 1X 2X 1.5X
Other Purchases 1X 1X 2X 1.5X
Cell Phone Protection
Yes
No No No
Intro APR on Purchases

Intro APR for 12 months

No No

Intro APR for 12 months

Intro APR on Balance Transfers

Intro APR for 12 months

No No No
No Foreign Currency Conversion/
Foreign Transaction Fee
Yes
Yes
Yes
Yes

Chart reflects a comparison of card benefits and does not reflect promotional offers that may be presented from time to time.

Third party trademarks are the property of their respective owners. References in this ad to other third party trademarks are not intended to imply endorsement or affiliation with such other trademark owners. Benefits comparison based on the products listed and the Wells Fargo Propel Card as of 07/10/2019. Chase Sapphire Preferred benefits obtained at www.chase.com, Venture from Capital One Card benefits obtained at www.capitalone.com, and Bank of America Travel Rewards Card benefits obtained at www.bankofamerica.com.

Additional card features

  • Cell Phone Protection

    When you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card, you'll get up to $600 of protection (subject to $25 deductible) against covered damage or theft.7

  • Rewards Points

    There's no limit to the amount of points you can earn4 and points don't expire as long as your account remains open.

Credit card subject to credit qualification.

Eligibility is limited to citizens and permanent resident aliens of the U.S with a valid Social Security Number without restrictions or an Individual Taxpayer Identification Number (ITIN). Nonresident aliens may want to consider applying for the wellsfargo.com/credit-cards/secured. Opens in a new window. instead.

Eligibility for introductory rate(s), fees, and bonus rewards offers

You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance.

You may not qualify for an additional Wells Fargo Credit Card if you have opened a Wells Fargo Credit Card in the last 6 months.

  1. 1. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. Opens in a new window. for details. Return to Footnote content 1

  2. 2. Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose merchant code for American Express is classified as Travel: airline, passenger railway, hotel and motel, timeshares, vehicle and auto rentals, cruise lines, travel agencies, discount travel sites, campgrounds, passenger trains, taxis, limousines, ferries, toll bridges and highways, parking lots, and garages. Gas: gas stations and automated fuel dispensers (gas purchases at warehouse and membership clubs, grocery stores, car washes, auto repair stores, and superstores that sell gasoline may not be coded as gas stations or automated fuel dispensers). Dining: eating places and restaurants, drinking places, or fast food restaurants (caterers, bakeries, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants). Additionally, 3 rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases for eligible online streaming services. The current list of eligible streaming services is available at wellsfargo.com/propelstreaming. Opens in a new window.. Purchases not processed using the codes for American Express mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile or wireless card reader, or if you use a mobile or digital wallet. One rewards point will be earned per $1 spent on other net purchases. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. Please refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. Opens in a new window. for details. Return to Footnote content 2

  3. 3. The current list of eligible streaming services is available at wellsfargo.com/propelstreaming. Opens in a new window.. Return to Footnote content 3

  4. 4. Some promotional rewards bonus offers may include a limit on the amount of bonus points that can be earned. Specific promotional terms and conditions will be disclosed at the time of the promotion. Return to Footnote content 4

  5. 5. You must activate a deal and use your eligible card to make purchases directly with the merchant providing the deal by the expiration date. Purchases must satisfy all the requirements in the My Wells Fargo Deals Terms and Conditions and the Deal Terms in order to qualify for the deal. Cash back will not be earned on any portion of a purchase transaction that is paid for with store credit, gift certificates, or other payment types. If you pay using a digital wallet or through a third-party provider, or if the merchant uses a mobile or wireless card reader to process your payment, you may not have fulfilled the requirements to redeem the deal and receive the cash back. Cash-back transactions will appear in the form of a statement credit on the eligible card account within 90 days of the deal expiration date. Cash back or statement credits may be reversed if a qualifying purchase is returned or canceled. Refer to the My Wells Fargo Deals Terms and Conditions details, including ineligible cards. Return to Footnote content 5

  6. 6. Entertainment: American Express Presales offer valid in select cities. During the specified sales period, tickets are available exclusively to all American Express cardholders (including Prepaid and International Cards). Tickets must be purchased with an American Express Card (including Prepaid and International Cards). Standard service charges apply. Offer is subject to availability. Not all seats are available and blackout dates apply. All sales final. No refunds. No exchanges. Offer may be changed or revoked at any time at the sole discretion of American Express. Some events may not be accessible to cardholders with disabilities. Return to Footnote content 6

  7. 7. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with a maximum benefit limit of $600 per claim and $1,200 per 12 month period. This benefit does not cover cell phones that are lost (i.e. disappear without explanation). This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. This protection may not be equivalent to or better than other applicable coverage. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance. For complete coverage benefits and exclusions regarding this protection go to www.wellsfargo.com/ctp. Opens in a new window..

    Note: Call your cellular provider (or log on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. Return to Footnote content 7

  8. This credit card program is issued and administered by Wells Fargo NA. American Express is a federally registered service mark of American Express, and is used by the issuer pursuant to a license.