New Wells Fargo Reflect Visa credit card with chip and contactless tap to pay technology. The maroon card features a vertical gold stripe down the center. New Wells Fargo Reflect Visa credit card with chip and contactless tap to pay technology. The maroon card features a vertical gold stripe down the center.

Wells Fargo ReflectSM Card

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the introductory and extension periods. 12.99% to 24.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

Enjoy our lowest intro APR
for up to 21 months

18
months

of our lowest intro APR
on purchases and qualifying
balance transfers

+ UP TO

3
months

APR extension when you make at least your minimum monthly payment on time during the introductory and extension periods

= UP TO

21
months

of our longest intro APR.

Your good habits pay off when
you pay on time!

Additional card features
and benefits

Cell phone protection

Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). Terms apply.1

Roadside Dispatch®

A 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, or locksmith service when
you need them. For assistance, call 1-800-847-2869. Refer to your Guide to benefits for more information. Terms apply.2

My Wells Fargo Deals

An easy way to earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card. Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants.3

Zero Liability protection

Built-in protection features ensure that you won't be held responsible for any unauthorized transactions, as long as they're reported promptly.4

Apply for the new Wells Fargo Reflect Visa credit card with chip and contactless tap to pay technology. The maroon card features a vertical gold stripe down the center.

Wells Fargo ReflectSM Card

Enjoy our lowest intro APR for up to 21 months

0% intro APR for up to 21 months on purchases and qualifying balance transfers