Wells Fargo Autograph Journey℠ Dual

Woman kayaking alone in a lake
Wells Fargo Autograph℠ Visa Signature card - 20K Bonus points

Autographservice mark Card

Wells Fargo Autograph Journey℠ Visa Signature card – 60K Bonus points

Autograph
Journeyservice mark Card

20,000 bonus points

when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value that could be used toward your next trip1

60,000 bonus points

when you spend $4,000 in purchases in the first 3 months – that’s a $600 cash redemption value that could be used toward your next trip2

Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch.
Apply now on this page to take advantage of these offers.

Top card benefits

Earn unlimited points that go the extra mile

3X

points on restaurants3

dine in, take-out, catering and delivery

5X

points on
hotels4

gas stations and transit3

electrical vehicle charging stations, subways, ride shares, parking and tolls

popular streaming services & phone plans3

travel3

airfare, hotels, car rents, and cruises

4X

points on
airlines4

3X

points on restaurants
and other travel4

1X

points on other purchases3

1X

points on other purchases4

Annual statement credit

not applicable

$50

annual statement credit5

with $50 minimum airline purchase. Statement credit
automatically applied on the first airline purchase of $50 or more.

Worldwide Automatic Common Carrier Travel Accident Insurance

not applicable

Get Travel Accident Insurance protection of up to $1,000,000 when you purchase your
airline or other common carrier ticket with your eligible credit card.6

Lost Baggage Reimbursement

not applicable

Get up to $3,000 in reimbursement for luggage that’s lost due to theft or misdirection.7

Trip Cancellation and Interruption Protection

not applicable

Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason.8

Auto Rental Collision Damage Waiver

Pay for rental cars using an eligible card and get reimbursed for covered
damage or theft.9, 10

Travel and Emergency Services Assistance

Offers emergency assistance and referral services designed to help you in case of an
emergency while traveling. For assistance, call 1-800-992-6029. Refer to your Guide to Benefits for more information. Terms apply.11, 12

No Foreign Transaction Fee

Using your card abroad is like using it at home. We won’t charge a fee for converting your purchases to U.S dollars. Please refer to the Wells Fargo Autograph Visa® Card Terms and Conditions Important Credit Terms for the most current rate and fee information.

Using your card abroad is like using it at home. We won’t charge a fee for converting your purchases to U.S dollars. Please refer to the Wells Fargo Autograph Journey Visa® Credit Card Terms and Conditions for the most current rate and fee information.

Cellular Telephone Protection

Get up to $600 of cell phone protection
against damage, theft, or unintended
separation. Subject to a $25 deduction.13

Get up to $1000 of cell phone protection
against damage, theft, or unintended
separation. Subject to a $25 deduction.14

Roadside Dispatchregistered

A 24/7 on-demand referral dispatch network that provides emergency roadside
assistance, towing, or locksmith service when you need them. For assistance, call
1-800-847-2869. Refer to your Guide to Benefits for more information. Terms apply.15, 16

Emergency Cash Disbursement and Card Replacement

Visa credit cardholders can get an emergency cash advance disbursed or a card replaced
within one to three business days after issuer approval. Any cash advance fees and
interest charges that are associated with your credit card account would apply.17, 18

Zero Liability Protection

Built-in protection features ensure that you won't be held responsible for unauthorized
transactions, as long as they're reported promptly.19

My Wells Fargo Deals

Through My Wells Fargo Deals, you can get access to personalized deals from a variety
of merchants. It’s an easy way to earn cash back as an account credit when you shop,
dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.20

Autograph Card Exclusives

Get access to tickets to live events featuring fan-favorite artists that put you closer to
the artists than you’ve ever been with your Wells Fargo Autographservice mark Credit Card. Visit
Autograph Card Exclusives to learn more.21

Contactless cards

Tap your card where you see the Contactless Symbol and speed through checkout!
wellsfargo.com/tap

Credit Close-upservice mark

With Credit Close-Upservice mark you own the skills to help understand and track your FICOregistered
Score, raise it, or maintain it. Enroll to receive monthly FICOregistered Score updates and
personalized credit insights. It’s complementary to Wells Fargo Onlineregistered customers and
using it won’t negatively affect your score.22 For additional information, visit
wellsfargo.com/ficoscore.

Visa Signature® Concierge service, 24/7

Find tickets to top sports and entertainment events, book travel, make dinner
reservations and more with your complimentary 24/7 Visa Signatureregistered Concierge.23

Visa Signature® Luxury Hotel Collection

Enjoy a premium collection of benefits at a selection of the world’s most intriguing and
prestigious properties. Learn more about the Visa Signature Hotel collection at
VisaSignatureHotels.com24

Wells Fargo Autograph℠ Visa Signature card - 20K Bonus points

Wells Fargo
Autographservice mark Card

Wells Fargo Autograph Journey(SM) Visa Signature card – 60K Bonus points

Wells Fargo Autograph
Journeyservice mark Card

Other things you need to know

Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now on this page to take advantage of this specific offer.

Read the Wells Fargo Autograph Visa® Card Account Agreement and the Wells Fargo Autograph Visa® Card Guide to Benefits to learn more.

Read the Wells Fargo Autograph Journey Visa® Card Account Agreement and the Wells Fargo Autograph Journey Visa® Card Guide to Benefits to learn more.

Credit card is subject to credit qualification.

You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.

  1. 1. To qualify for the 20,000 bonus rewards points, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Autograph Visa® Card Addendum for details. ←back to content

  2. 2. To qualify for the 60,000 bonus rewards points, a total of at least $4,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Autograph Journey Visa® Card Addendum for more information about the rewards program. ←back to content

  3. 3. Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose VISA® merchant code is classified as: Travel: airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages. Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Dining: eating places and restaurants, drinking places, fast food restaurants, and/or caterers. Phone plans: landline and cell phone providers considered telecommunication services. Popular streaming services: cable and other pay television, digital goods, books, movies, music, and continuity/subscription services, as listed at: wellsfargo.com/autographstreaming. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the VISA category codes listed above refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Autograph Visa® Card Addendum. ←back to content

  4. 4. Five rewards points (1 base point plus 4 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at Hotels: with retailers whose merchant category code is classified as hotel/motel. Airlines: 4 points (1 base point plus 3 bonus points) for every $1 spent on net purchases made with retailers whose merchant category code is classified as airlines and air carriers. Restaurants: 3 points (1 base plus 2 bonus points) are earned per $1 spent on net purchases made at retailers whose merchant category code is classified as: eating places and restaurants, drinking places, fast food restaurants, and caterers. Other Travel: 3 points (1 base plus 2 bonus points) are earned per $1 spent on net purchases made at retailers whose merchant category code is classified as: timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the merchant category codes listed above, refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Autograph Journey Visa® Card Addendum. ←back to content

  5. 5. Each year, you will receive a one-time $50 statement credit applied to your account when your card is used for your first airline purchase of at least $50. Airline purchases include purchases made at retailers whose merchant category code is airline and air carriers. Charter flights and private jet flights are not considered airlines or air carriers. For the first year, the credit will be available at account opening. After that, the 12-month annual airline credit period begins the first day of the month after your annual fee is assessed, then renews every 12 months after that. For example, if your annual fee is assessed on November 10th, your annual airline credit period will begin on December 1st. This credit will show within 1-2 billing periods after it is earned. ←back to content

  6. 6. The cardholder is eligible for coverage in the event they suffer an accidental loss of life, limb, sight, speech, or hearing while on a covered trip. Common Carrier fare must be paid in full with your Wells Fargo Autograph Journeyservice mark card and/or your rewards program associated with your covered account. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

  7. 7. Coverage is secondary. If the common carrier or another source reimburses the covered traveler, this benefit will cover only amounts that have not been previously reimbursed. Common carrier fare must be purchased entirely with an eligible Wells Fargo Autograph Journeyservice mark Credit Card account and/or rewards program associated with your covered account. Loss must result from theft or misdirection of the baggage by the common carrier during the trip. A maximum benefit amount and other restrictions apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

  8. 8. Cardholders can receive reimbursement for the cost of the nonrefundable trip expenses in the event the trip must be cancelled or interrupted because of a covered reason. The entire trip cost, less redeemable certificates, vouchers, or coupons, must be paid with your Wells Fargo Autograph Journeyservice mark card. A maximum benefit amount and certain restrictions and limitations apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

  9. 9. Coverage is supplemental to Cardholder's primary insurance coverage. Entire rental transaction must be completed with an eligible Wells Fargo Autograph Credit Card and/or rewards programs associated with your covered account. Cardholder must decline coverage from the rental company to be eligible for this benefit. Certain vehicles are not covered. Certain restrictions and limitations apply. Please review the Wells Fargo Autograph Visa® Card Guide to Benefits for details.  ←back to content

  10. 10. Coverage is supplemental to Cardholder's primary insurance coverage. Entire rental transaction must be completed with an eligible Wells Fargo Autograph Credit Card and/or rewards programs associated with your covered account. Cardholder must decline coverage from the rental company to be eligible for this benefit. Certain vehicles are not covered. Certain restrictions and limitations apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

  11. 11. Travel and Emergency Assistance Services provide assistance and referral only. Cardholder is responsible for the cost of any actual medical, legal, transportation, cash advance, or other services or goods provided. Certain restrictions and limitations apply. Please review the Wells Fargo Autograph Visa® Card Guide to Benefits for details. ←back to content

  12. 12. Travel and Emergency Assistance Services provide assistance and referral only. Cardholder is responsible for the cost of any actual medical, legal, transportation, cash advance, or other services or goods provided. Certain restrictions and limitations apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

  13. 13. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to, theft of, or involuntary and accidental parting of a cell phone. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Reimbursement is limited to the cost to repair or replace your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Each approved claim has a benefit limit of $600. This benefit does not cover cell phones that are lost (i.e., mysteriously disappear). This protection is only available when cell phone bills are paid with an eligible Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from a card that is linked to a Line of Credit. Eligible cell phones are the lines listed on your most recent cellular wireless service provider’s monthly billing statement for the billing cycle prior to when the incident occurred. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following the payment of your first cell phone billing using your eligible Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection, refer to the Guide to Benefits.

    Note:
    Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. ←back to content

  14. 14. Cellular Telephone Protection can reimburse the Wells Fargo Autograph Journeyservice mark cardholder for damage to, theft of, or involuntary and accidental parting of a cell phone. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Reimbursement is limited to the cost to repair or replace your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Each approved claim has a benefit limit of $1000. This benefit does not cover cell phones that are lost (i.e., mysteriously disappear). This protection is only available when cell phone bills are paid with Wells Fargo Autograph Journeyservice mark. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from a card that is linked to a Line of Credit. Eligible cell phones are the lines listed on your most recent cellular wireless service provider’s monthly billing statement for the billing cycle prior to when the incident occurred. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following the payment of your first cell phone billing using your Wells Fargo Autograph Journeyservice mark card and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Autograph Journeyservice mark card. This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection, refer to the Guide to Benefits.

    Note: Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your Wells Fargo Autograph Journeyservice mark card to get up to $1000 protection. ←back to content

  15. 15. Current fee for a standard service call will be confirmed at the time service is requested. Rates apply to vehicles up to 10,000 pounds gross vehicle weight only. Cardholders are required to pay the service provider for mileage over five miles. Emergency roadside assistance and towing may not be available in all areas. The roadside assistance and towing service provider is solely responsible for any liability associated with use of roadside dispatch services. Certain restrictions and limitations apply. Please review the Wells Fargo Autograph Visa® Card Guide to Benefits for details. ←back to content

  16. 16. Current fee for a standard service call will be confirmed at the time service is requested. Rates apply to vehicles up to 10,000 pounds gross vehicle weight only. Cardholders are required to pay the service provider for mileage over five miles. Emergency roadside assistance and towing may not be available in all areas. The roadside assistance and towing service provider is solely responsible for any liability associated with use of roadside dispatch services. Certain restrictions and limitations apply. Please review the Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

  17. 17. Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days, in some cases, within 24 hours, after issuer approval. Any cash advance fees and interest charges that are associated with your credit card account will apply. If you need to replace your card or want help with receiving emergency cash, contact the Visa Global Customer Care Services at 1-800-397-9010 or call the Visa direct line at 1-303-967-1096 24 hours a day, seven days a week. Please refer to your Wells Fargo Autograph Visa® Card Guide to Benefits for details. ←back to content

  18. 18. Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days, in some cases, within 24 hours, after issuer approval. Any cash advance fees and interest charges that are associated with your credit card account will apply. If you need to replace your card or want help with receiving emergency cash, contact the Visa Global Customer Care Services at 1-800-397-9010 or call the Visa direct line at 1-303-967-1096 24 hours a day, seven days a week. Please refer to your Wells Fargo Autograph Journey Visa® Card Guide to Benefits for details. ←back to content

  19. 19. You won't be held responsible for promptly reported unauthorized transactions, subject to certain conditions. For more information, please review the applicable Consumer Credit Card Customer Agreement and Disclosure Statement. ←back to content

  20. 20. You must activate a deal and use your eligible card to make purchases directly with the merchant providing the deal by the expiration date. Purchases must satisfy all the requirements in the My Wells Fargo Deals Terms and Conditions and the Deal Terms in order to qualify for the deal. Cash back will not be earned on any portion of a purchase transaction that is paid for with store credit, gift certificates, or other payment types. If you pay using a digital wallet or through a third-party provider, or if the merchant uses a mobile or wireless card reader to process your payment, you may not have fulfilled the requirements to redeem the deal and receive the cash back. Cash-back transactions will appear in the form of a statement credit on the eligible card account within 90 days of the deal expiration date. Cash back or statement credits may be reversed if a qualifying purchase is returned or canceled. Refer to the My Wells Fargo Deals Terms and Conditions for details applicable to all eligible cards. ←back to content

  21. 21. This experience is for eligible Wells Fargo Autographservice mark cardholders; other Wells Fargo cardholders may be eligible if tickets become available. Simply pay with your eligible Wells Fargo credit card during the specified sales window. The availability of tickets is limited and available only on a first come first serve basis. Transportation and accommodation costs are not included. Tickets are subject to the terms & conditions, rules and fees set by the ticket seller, promoter and/or the venue, as applicable. Offer is fulfilled by ticket seller, subject to availability, and may be changed or revoked at any time. Wells Fargo reserves the right to limit the number of tickets a Wells Fargo credit card customer may purchase. For more information, please visit wellsfargo.com/autographcardexclusives. ←back to content

  22. 22. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICORegistered Score available, and enrolled in Wells Fargo OnlineRegistered. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

    Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICORegistered Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card. ←back to content

  23. 23. Wells Fargo Visa Signature® are responsible for the payment of any and all charges associated with any goods, services, reservations, or bookings purchased or arranged by the Visa Signature® Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services are subject to availability. Refer to the full terms of service at Visa Concierge Terms of Service. ←back to content

  24. 24. Some Restrictions and Limitations may apply. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property.

    During COVID-19 (until further notice), we are unable to match rates through our Best Available Rate Guarantee.

    There may be restrictions or closures of hotel facilities including food and beverage, spa and others. Such restrictions or closures may inhibit the hotel’s ability to fulfill some of the Visa Premium benefits as stated. For more information, please visit: https://www2.visasignaturehotels.com/coronavirus-information/. ←back to content

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

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