Bilt World Elite Mastercard^®

Finally. A credit card that lets you earn points
on rent¹ (and more)

when you make 5 transactions that post each statement period.²

$0 Annual Fee

Important Credit Terms

Apply Now

Earn points with the Bilt Mastercard

1X

points on rent payments

without the transaction fee¹ up to 50,000 points each year

2X

points on travel

booked directly with
airlines, hotels, and car
rental agencies²

3X

points on dining

at restaurants including
eligible delivery and
takeout²

1X

points on other purchases²

Learn about redemption options at Biltrewards.com

Additional card features
and benefits

Cell phone protection

Pay your monthly cell phone bill with your Bilt Mastercard^®, and you’ll get up to $800 of protection (subject to $25 deductible) against covered damage or theft.³

Purchase security

Purchases made with your Bilt Mastercard^® may be covered for theft or damage within the first 90 days from the date of purchase, up to $10,000 per claim.⁴

Mastercard® World Elite concierge

You have access to personal assistance including recommendations and reservations for dining, entertainment, and sporting events.

Trip cancellation and interruption

Offers up to $5,000 reimbursement for a non-refundable passenger fare if your trip is interrupted or canceled for a covered reason, when your passenger fare is booked with your Bilt Mastercard^®.⁵

Auto rental collision damage waiver

Receive auto coverage for covered damages due to collision or theft for most rental cars when you pay for the transaction with the Bilt Mastercard^®.⁶

Trip delay

Get reimbursed for expenses incurred, including meals, when your trip (paid with your Bilt Mastercard) is delayed more than six hours due to reasons like inclement weather, mechanical breakdown of the common carrier or air traffic control delays.⁷

Bilt World Elite Mastercard^®

Finally. A credit card that lets you earn points on rent¹ (and more) when you make 5 transactions that post each statement period.²

Bilt World Elite Mastercard^®

Important Credit Terms

Apply Now

Read the Bilt World Elite Mastercard® Credit Card Agreement and the Bilt World Elite Mastercard® Credit Card Guide to Benefits to learn more.

Credit card is subject to credit qualification.

1. When you make at least 5 transactions that post each statement period, you'll earn 1 rewards point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of fifty thousand (50,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment. If you do not make at least 5 transactions that post to your account in a statement period you’ll earn a flat 250 points when you use your Bilt Mastercard to pay rent through the Bilt App. Rent payments can only be made to one rental property per month. Refer to the Bilt World Elite Mastercard® Rewards Program Terms and Conditions for details. ←back to content
2. When you make at least 5 posted transactions in a statement period using your Bilt Mastercard, you’ll earn points on rent and qualifying net purchases (purchases minus returns/credits) for that statement period. Rent: you'll earn 1 rewards point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of fifty thousand (50,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment. Rent payments can only be made to one rental property per month. Travel: 2 rewards points (1 base point plus 1 bonus point) are earned per $1 spent on qualifying net purchases made directly at retailers whose Merchant Code for Mastercard is classified as airlines, hotels, motels, resorts, cruise lines, and car rental agencies (bus lines, passenger railways/trains, taxicabs and limousines, rideshares, ferries, timeshares, travel agencies, online travel sites, real estate agents, vacation rental platforms (e.g. VRBO, Airbnb), campgrounds, boat lease/rental, motor home/recreational vehicle rental, toll bridges and highways, parking lots, and garages are not considered travel). Dining: 3 rewards points (1 base point plus 2 bonus points) are earned per $1 spent on qualifying net purchases at retailers whose Merchant Code for Mastercard is classified as eating places and restaurants, drinking places, bakeries, or fast-food restaurants (caterers, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants). Purchases not processed using the Merchant Codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other qualifying net purchases. If you do not make at least 5 transactions that post to your account in a statement period you’ll earn a flat 250 points when you use your Bilt Mastercard to pay rent through the Bilt App. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, balance transfers, SUPERCHECKS^™, wire transfers, fees or interest posted to your card account such as returned payment fees, late fees, monthly or annual fees, bets or wagers transmitted over the internet, and casino gaming do not earn points. Refer to the Bilt World Elite Mastercard® Rewards Program Terms and Conditions for details. ←back to content
3. Cellular Telephone Protection can reimburse the eligible Bilt World Elite Mastercard® Credit Card cardholder for damage to or theft of a cell phone. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Each approved claim has a benefit limit of $800. This benefit does not cover cell phones that are lost (i.e., disappear without explanation). This protection is only available when cell phone bills are paid from your Bilt World Elite Mastercard Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card, or from the card that is linked to a Line of Credit. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Bilt World Elite Mastercard Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Bilt World Elite Mastercard Credit Card. This protection may not be equivalent to or better than other applicable coverage. For complete coverage benefits and exclusions regarding this protection go to www.wellsfargo.com/biltctp.

Note: Call your cellular provider (or sign on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Bilt World Elite Mastercard Credit Card to get up to $800 protection. ←back to content
4. Coverage in excess of any other coverage and receipt and other documentation is needed. Must be used within 90 days from the date of purchase and must be purchased entirely with your Bilt World Elite Mastercard®. Benefit may be used in the event of theft or damage. Benefit is paid at Benefit Administrator's discretion. A maximum benefit amount and certain restrictions and limitations apply. Please review the Bilt World Elite Mastercard® Guide to Benefits for details. ←back to content
5. Cardholders can receive reimbursement for the cost of scheduled common carrier passenger fare in the event the trip must be canceled or interrupted because of a covered reason. The entire fare, less redeemable certificates, vouchers, or coupons, must be paid with your Bilt World Elite Mastercard®. A maximum benefit amount and certain restrictions and limitations apply. Please review the Bilt World Elite Mastercard® Guide to Benefits to Benefits for details. ←back to content
6. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Bilt World Elite Mastercard® to secure transactions. Please refer to your Bilt World Elite Mastercard® Guide to Benefits for further details. ←back to content
7. Coverage is provided in excess of other insurances for reimbursement of trip delay expenses incurred during a delay of at least 6 hours, up to the daily benefit amount of $200 and up to a maximum amount of $1,800 for all covered persons on the same trip, when a trip delay is caused by an eligible reason. Benefits begin on the scheduled departure date and end on the scheduled return date. Eligible trip delay expenses are covered for you and your immediate family members, on the same trip, when you charge your trip to your eligible account. Certain exclusions, restrictions, and limitations apply. Refer to the Bilt World Elite Mastercard® Guide to Benefits for further information. ←back to content

Bilt World Elite Mastercard® is issued and administered by Wells Fargo Bank. N.A., pursuant to a license from Mastercard. Mastercard is a federally registered service mark of Mastercard.

Bilt World Elite Mastercard®

Finally. A credit card that lets you earn points on rent1 (and more)

Earn points with the Bilt Mastercard

1X

2X

3X

1X

Additional card features and benefits

Cell phone protection

Purchase security

Mastercard® World Elite concierge

Trip cancellation and interruption

Auto rental collision damage waiver

Trip delay

Other things you need to know

Bilt World Elite Mastercard^®

Finally. A credit card that lets you earn points
on rent¹ (and more)

Additional card features
and benefits