Introducing the Bilt
Mastercard^®

FINALLY.
A CARD THAT LETS
YOU
EARN POINTS
ON RENT.¹
AND MORE.

Terms apply

Meet the Active Cash^SM Card

$200 cash rewards bonus

when you spend $1,000 in purchases
in the first 3 months²

Plus, earn unlimited 2% cash rewards on purchases³

Learn More

Wells Fargo Active Cash Card with 2% cash rewards credit card image. The Visa Signature platinum credit card features a diagonal maroon and gold stripe and contactless tap to pay and chip technology.

Say hello to the Reflect Card

Enjoy our lowest intro APR for up to 21 months
on purchases and qualifying balance transfers

Learn More about the Wells Fargo Reflect card.

Terms apply

Wells Fargo Reflect Visa credit card with chip and contactless tap to pay technology. The maroon card features a vertical gold stripe down the center.

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Check for pre-selected offers Respond to an offer

Wells Fargo Active Cash^SM Card

Earn unlimited 2% cash rewards on purchases³

Welcome offer:

Earn a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months²

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 16.49%, 21.49% or 26.49% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

Earn unlimited 2% cash rewards³
on purchases with no category limitations or quarterly activations

$0 Annual Fee

Important Credit Terms

Apply Now

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Wells Fargo Reflect^SM Card

Enjoy our lowest intro APR for up to 21 months

Welcome offer:

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the introductory and extension periods. 14.49% to 26.49% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

$0 Annual Fee

Important Credit Terms

Apply Now

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Hotels.com^® Rewards Visa^® Credit Card

Get closer to unlocking your next escape

Learn more about the Hotels.com Rewards Visa(R) Credit Card

Welcome offer:

Get 2 reward nights worth $250 total (max $125 per night)* when you spend $1,000 in purchases in the first 3 months.⁴

*Excludes taxes and fees. If a night costs less than $125, you won't get the difference.

Collect stamps when you spend & stay:

Collect 1 stamp each time you spend $500 on card purchases⁵
Collect 1 stamp for every night you stay at any eligible property booked on Hotels.com⁶

Collect 10 stamps, get 1 reward night⁷

$0 Annual Fee

Important Credit Terms

Apply Now

Learn More

Bilt Mastercard^®

Finally. A credit card that lets you earn points on rent.¹ And more.

Learn more about the black and silver Bilt World Elite Mastercard credit card. Opens in a new window

$0 Annual Fee

1X points on rent payments without the transaction fee¹

2X points on travel¹

3X points on dining¹

& 1X points on other purchases¹

Earn points when you make 5 transactions that post each statement period.

Important Credit Terms

Apply Now

Learn More

View credit cardholder agreements

Credit card is subject to credit qualification.

Eligibility for introductory rate(s), fees, and bonus rewards offers

You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo credit card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance.

You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.

1. When you make at least 5 posted transactions in a statement period using your Bilt Mastercard, you’ll earn points on rent and qualifying net purchases (purchases minus returns/credits) for that statement period. Rent: you'll earn 1 rewards point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of fifty thousand (50,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment. Rent payments can only be made to one rental property per month. Travel: 2 rewards points (1 base point plus 1 bonus point) are earned per $1 spent on qualifying net purchases made directly at retailers whose Merchant Code for Mastercard is classified as airlines, hotels, motels, resorts, cruise lines, and car rental agencies (bus lines, passenger railways/trains, taxicabs and limousines, rideshares, ferries, timeshares, travel agencies, online travel sites, real estate agents, vacation rental platforms (e.g. VRBO, Airbnb), campgrounds, boat lease/rental, motor home/recreational vehicle rental, toll bridges and highways, parking lots, and garages are not considered travel). Dining: 3 rewards points (1 base point plus 2 bonus points) are earned per $1 spent on qualifying net purchases at retailers whose Merchant Code for Mastercard is classified as eating places and restaurants, drinking places, bakeries, or fast-food restaurants (caterers, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants). Purchases not processed using the Merchant Codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other qualifying net purchases. If you do not make at least 5 transactions that post to your account in a statement period you’ll earn a flat 250 points when you use your Bilt Mastercard to pay rent through the Bilt App. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, balance transfers, SUPERCHECKS™, wire transfers, fees or interest posted to your card account such as returned payment fees, late fees, monthly or annual fees, bets or wagers transmitted over the internet, and casino gaming do not earn points. Refer to the Bilt World Elite Mastercard Rewards® Program Terms and Conditions for details. ←back to content
2. To qualify for the $200 cash rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Active Cash℠ Card for details. ←back to content
3. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS^TM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and Addendum for the Wells Fargo Active Cash℠ Card for further details.←back to content
4. To qualify for the introductory bonus of two (2) reward nights valued at $125 each (the “bonus reward nights”), a total of at least $1,000 in net purchases (purchases minus returns and credits) must post to your account within 90 days from the date the account is opened. The bonus reward nights will show as redeemable at Hotels.com® 1 – 2 billing periods after they are earned. You must have an open and active Hotels.com Rewards membership in which you are earning stamps in US dollars to receive these bonus reward nights. This offer is limited to two bonus reward nights in total. The redemption value of each bonus reward night is limited to $125 per night. If you choose a reward night room, apartment, or other equivalent accommodation that costs more than $125, you pay the difference and you are responsible for taxes, fees, and other charges. If you choose a room, apartment, or other equivalent accommodation that costs less than $125, the redemption value of the bonus reward night is limited to the cost of the accommodation before taxes, fees, and other charges. You cannot combine the bonus rewards nights’ values or apply the difference to any other reward night. There will be no cash refunds for any residual amounts. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees are not considered purchases and do not earn credit towards this reward. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions. for additional details about the program. ←back to content
5. Hotels.com® Rewards Visa® Credit Card cardholders will earn one stamp in the Hotels.com Rewards program for every $500 spent in net purchases (purchases minus returns and credits) using your Hotels.com Rewards Visa Credit Card. You must have an open and active Hotels.com Rewards membership in which you are earning stamps in US dollars in order to earn stamps with your Hotels.com Rewards Visa Credit Card. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees are not considered purchases and do not earn stamps. If your Hotels.com Rewards membership is closed for any reason and you retain your Hotels.com Rewards Visa credit card, you will no longer earn stamps. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions for additional details. ←back to content
6. You can only redeem your stamps at Hotels.com®. Stamp redemptions may be nonrefundable. Refer to hotels.com/rewards for details. The redemption value of the Hotels.com® Rewards Visa® Credit Card stamps for the purpose of determining your reward night is currently $110 per stamp. The redemption value of a reward night is based on the average of the 10 stamps you earn at Hotels.com from the use of the Hotels.com Rewards Visa Credit Card and from eligible stays booked through Hotels.com (the “reward night”). To learn more about the redemption value of a reward night earned from eligible stays at Hotels.com, refer to hotels.com/rewards for details. You are responsible for taxes, fees, and other charges. If you choose a room, apartment, or other equivalent accommodation that costs more, you pay the difference. If you choose a room, apartment, or other equivalent accommodation that costs less, there will be no remaining redemption value. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions for additional details. ←back to content
7. When you book and stay 10 nights at a Hotels.com® Rewards eligible property, you will earn one (1) reward night at a Hotels.com Rewards eligible pre-pay property. The maximum value of the reward night is the average daily rate of your 10 stamps collected, excluding taxes and applicable fees. The value of your reward night does not count towards any taxes or fees. See the Hotels.com® Rewards Terms and Conditions for complete details. ←back to content

Bilt World Elite Mastercard® is issued and administered by Wells Fargo Bank. N.A., pursuant to a license from Mastercard. Mastercard is a federally registered service mark of Mastercard.

Choose from these great credit cards

Wells Fargo Active CashSM Card

Wells Fargo ReflectSM Card

Hotels.com® Rewards Visa® Credit Card

Bilt Mastercard®

Other things you need to know

Wells Fargo Active Cash^SM Card

Wells Fargo Reflect^SM Card

Hotels.com^® Rewards Visa^® Credit Card

Bilt Mastercard^®