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1. 1. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS^™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards^® Program Terms and Conditions and Addendum for the Wells Fargo Active Cash^® Card for further details. ←back to content

2. 2. To qualify for the $200 cash rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS^™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards^® Program Terms and Conditions and Addendum for the Wells Fargo Active Cash^® Card for details. ←back to content

3. 3. When you make at least 5 transactions in a statement period using your Bilt Mastercard, you’ll earn points on rent and qualifying net purchases (purchases minus returns /credits) for that statement period. Rent: You'll earn 1 rewards point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of Fifty Thousand (50,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment. Rent payments can only be made to one rental property per month. Travel: 2 rewards points (1 base point plus 1 bonus point) are earned per $1 spent on qualifying net purchases made directly at retailers whose Merchant Code for Mastercard is classified as airlines, hotels, motels, resorts, cruise lines, and car rental agencies. Dining: 3 rewards points (1 base point plus 2 bonus points) are earned per $1 spent on qualifying net purchases at retailers whose Merchant Code for Mastercard is classified as eating places and restaurants, drinking places, bakeries, or fast food restaurants. Purchases not processed using the Merchant Codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other qualifying net purchases. If you do not make at least 5 transactions in a statement period you’ll earn a flat 250 points when you use your Bilt Mastercard to pay rent through the Bilt App. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, Balance Transfers, SUPERCHECKS^™, wire transfers, fees or interest posted to your card account such as returned payment fees, late fees, monthly or annual fees, bets or wagers transmitted over the internet, and casino gaming do not earn points. Refer to the Bilt World Elite Mastercard^® Credit Cards Rewards Program Agreement Terms and Conditions for details. ←back to content

4. 4. This promotional offer is valid on the 1st of every month, from 12am ET through 11:59pm PT, unless notice is provided to you at least 60 days in advance via email. You will earn 6 rewards points (3 bonus points) for every $1 spent on net dining purchases (purchases minus returns/credits), 4 rewards points (2 bonus points) for every $1 spent on net travel purchases (purchases minus returns/credits), and 2 rewards points (1 bonus point) for every $1 spent on net purchases of anything outside of rent, travel, and dining (purchases minus returns/credits), subject to the Bilt World Elite Mastercard^® Credit Cards Rewards Program Agreement Terms and Conditions. The maximum amount of bonus points you can earn under this promotion is 10,000 per month, regardless of how much you purchase. Purchases not processed using the Merchant Codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. You must make at least 5 transactions in a statement period using your Bilt Mastercard to earn points, including bonus points for this promotional offer. It may take up to seven (7) days for bonus points earned through this offer to post to your account. To qualify for this promotional offer, your Bilt Mastercard account must be open and not in default at the time of fulfillment. Should you receive points on an ineligible purchase, Bilt may deduct those points at its discretion. ←back to content

5. 5. Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose VISA^® merchant code is classified as: Travel: airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages. Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Dining: eating places and restaurants, drinking places, fast food restaurants, and/or caterers. Phone plans: landline and cell phone providers considered telecommunication services. Popular streaming services: cable and other pay television, digital goods, books, movies, music, and continuity/subscription services, as listed at: wellsfargo.com/autographstreaming. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the VISA category codes listed above refer to the Summary of the Wells Fargo Rewards^® Program Terms and Conditions and Addendum for the Wells Fargo Autograph Visa^® Card. ←back to content

6. 6. To qualify for the 20,000 bonus rewards points, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS^™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. Refer to the Summary of the Wells Fargo Rewards^® Program Terms and Conditions and Addendum for the Wells Fargo Autograph℠ Card for details. ←back to content

7. 7. To qualify for the introductory bonus of two (2) reward nights valued at $125 each (the “bonus reward nights”), a total of at least $1,000 in net purchases (purchases minus returns and credits) must post to your account within 90 days from the date the account is opened. The bonus reward nights will show as redeemable at Hotels.com^® 1 – 2 billing periods after they are earned. You must have an open and active Hotels.com Rewards membership in which you are earning stamps in US dollars to receive these bonus reward nights. This offer is limited to two bonus reward nights in total. The redemption value of each bonus reward night is limited to $125 per night. If you choose a reward night room, apartment, or other equivalent accommodation that costs more than $125, you pay the difference and you are responsible for taxes, fees, and other charges. If you choose a room, apartment, or other equivalent accommodation that costs less than $125, the redemption value of the bonus reward night is limited to the cost of the accommodation before taxes, fees, and other charges.You cannot combine the bonus rewards nights’ values or apply the difference to any other reward night. There will be no cash refunds for any residual amounts. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees are not considered purchases and do not earn credit towards this reward. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions for additional details about the program. ←back to content

8. 8. Hotels.com^® Rewards Visa^® Credit Card cardholders will earn one stamp in the Hotels.com Rewards program for every $500 spent in net purchases (purchases minus returns and credits) using your Hotels.com Rewards Visa Credit Card. You must have an open and active Hotels.com Rewards membership in which you are earning stamps in US dollars in order to earn stamps with your Hotels.com Rewards Visa Credit Card. ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees are not considered purchases and do not earn stamps. If your Hotels.com Rewards membership is closed for any reason and you retain your Hotels.com Rewards Visa credit card, you will no longer earn stamps. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions for additional details. ←back to content

9. 9. You can only redeem your stamps at Hotels.com^®. Stamp redemptions may be nonrefundable. Refer to hotels.com/rewards for details. The redemption value of the Hotels.com^® Rewards Visa^® Credit Card stamps for the purpose of determining your reward night is currently $110 per stamp. The redemption value of a reward night is based on the average of the 10 stamps you earn at Hotels.com from the use of the Hotels.com Rewards Visa Credit Card and from eligible stays booked through Hotels.com (the “reward night”). To learn more about the redemption value of a reward night earned from eligible stays at Hotels.com, refer to hotels.com/rewards for details. You are responsible for taxes, fees, and other charges. If you choose a room, apartment, or other equivalent accommodation that costs more, you pay the difference. If you choose a room, apartment, or other equivalent accommodation that costs less, there will be no remaining redemption value. Refer to the Hotels.com Rewards Visa Credit Card Rewards Program Agreement Terms and Conditions for additional details. ←back to content

10. 10. When you book and stay 10 nights at a Hotels.com^® Rewards eligible property, you will earn one (1) reward night at a Hotels.com Rewards eligible pre-pay property. The maximum value of the reward night is the average daily rate of your 10 stamps collected, excluding taxes and applicable fees. The value of your reward night does not count towards any taxes or fees. See the Hotels.com^® Rewards Terms and Conditions for complete details. ←back to content

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