Balance transfer credit cards

With a Wells Fargo balance transfer credit card, you can pay off higher interest rate balances, cover planned or unexpected expenses, and simplify your finances with fewer payments.

Balance transfer credit cards

With a Wells Fargo balance transfer credit card, you can pay off higher interest rate balances, cover planned or unexpected expenses, and simplify your finances with fewer payments.

Choose the credit card that fits your life

Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch. Apply now on this page to take advantage of these offers.

Reflect® Card

Enjoy our lowest intro APR for 21 months

APR

0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.24%, 23.74% or 28.99% variable APR thereafter. Balance transfers made within 120 days from account opening qualify for the introductory rate.

Annual fee

Important Credit Terms

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Active Cash® Card

Earn unlimited 2% cash rewards on purchases¹

Intro offer

$200 cash rewards bonus when you spend $500 in purchases in the first 3 months²

Rewards

Unlimited 2% cash rewards on purchases¹

Annual fee

APR

0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24% or 29.24% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

Important Credit Terms

Apply now

Learn more

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Other things you need to know

Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now to take advantage of these offers.

View credit cardholder agreements

This offer is not a guarantee of credit. Credit card is subject to credit qualification.

Each credit card product has its own eligibility requirements. Select the ‘Learn More’ button for the credit card product you are interested in for further details.

Footnote 1. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Active Cash Visa® Card Addendum for details. ←back to content

Footnote 2. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. “Purchases” that do not apply to this offer and do not earn cash rewards include: cash advances and equivalents of any kind (ATM transactions, cash advances, traveler’s checks, money orders, pre-paid gift cards, peer-to-peer payments, and wire transfers); balance transfers including the use of SUPERCHECKS; disputes, illegal actions, and violations (disputed or illegal purchases or purchases that violate the terms of your agreements); fees and interest of any kind (returned payment fees, monthly or annual fees); gambling transactions (bets or wagers transmitted over the internet, casino gaming chips, lottery tickets or off-track wagers). Cash advances and balance transfers may affect the credit line available for this offer. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Active Cash Visa® Card Addendum for more information about the rewards program. ←back to content

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